Eric Chery
$6,0003 bd3 ba2,351 sqft$3 /sqft$203 /mo all-in ↓

644 RIVERVIEW ROAD, FLAGLER BEACH, FL, 32136

Active6 days on marketListed Jul 14, 2026MLS #FC319933

Priced 99% below the FLAGLER BEACH 32136 medianWaterfrontSingle Family ResidenceRIVERVIEW POINT SUB

About this home

644 RIVERVIEW ROAD

Available August 15, 2026. Nestled along 240 feet of pristine waterfront on the scenic Intracoastal Waterway, this extraordinary property is your front-row seat to the wonders of nature. Imagine waking up every morning to breathtaking panoramic views as dolphins glide past. Step inside and prepare to be amazed. From the moment you enter this beautifully remodeled riverfront retreat, you’re greeted by sweeping vistas that fill nearly every room with natural light and serenity. The inviting living room features a beautiful gas-burning fireplace, perfect for cozy evenings when the coastal breeze turns crisp. Travertine stone floors blend with warm organic wood accents and striking wood ceilings to create a timeless coastal feel that is both sophisticated and welcoming. The open-concept living, dining, and kitchen area is ideal for entertaining or simply savoring quiet moments surrounded by stunning views. Outside, your private sanctuary awaits—enjoy alfresco dining on the screened-in patio, launch a kayak or boat from your private dock with 20,000 lb lift, or head up to the rooftop deck to watch the sunset paint the sky in vivid hues. Your private primary suite is a peaceful haven, offering tranquil water views and direct access to a covered hot tub from both the bedroom and the recently updated spa-inspired bathroom. Relax in the luxurious soaking tub, refresh in the walk-in shower, and enjoy the convenience of dual walk-in closets. Additional highlights include, Two upstairs guest bedrooms connected by a Jack & Jill bathroom, a full guest bath on the main level, a separate laundry room with abundant storage, an air-conditioned garage & a spacious rooftop deck perfect for stargazing or entertaining Lease Details: This exceptional property is available for a one-year lease (no pets). Lawn care, pest control, and hot tub maintenance are all included, ensuring a carefree experience. Located at the end of a private, no-through-access street just 25 minutes from both St. Augustine and Daytona Beach, this is more than a home—it’s a daily escape to tranquility and natural beauty. Make this your home in charming Flagler Beach, a quaint seaside town with a laid-back, golf-cart-friendly vibe.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,351

Sqft

0.44 ac

Lot size

2

Garage

1981

Year built

Two

Levels

$3

Per sqft

WaterfrontWater view

Inside

AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorAttic Fan · Ceiling Fan(s) · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

ViewWater
ExteriorPrivate Mailbox

Community & fees

PetsNo

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$203 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $210Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $210
Interest rate6.00%
Loan term

Estimated payment

$203/mo

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$3 vs $315

Days on market

6 vs 68 typical

Where $3/sqft sits among the 129 Flagler Beach actives

0 · this home
21
43
25
25
15
$3–106$106–210$210–313$313–417$417–520$520+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 644 RIVERVIEW ROAD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

60 of 129

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $6,000 · 6 days on market since
1981Built · RIVERVIEW POINT SUB

Reality check

What actually sold near 644 RIVERVIEW ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 CREEK BLUFF RUNSold · Feb ’26

$699,000

3 CREEK BLUFF RUN

3 bd · 2 ba · 2,400 sqft · $291/sqft · 60 DOM

2740 S OCEAN SHORE BOULEVARDSold · Sep ’25

$1,375,000

2740 S OCEAN SHORE BOULEVARD

3 bd · 2.5 ba · 2,120 sqft · $649/sqft · 189 DOM

2800 S CENTRAL AVENUESold · Nov ’25

$1,410,000

2800 S CENTRAL AVENUE

3 bd · 2.5 ba · 2,012 sqft · $701/sqft · 248 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 644 RIVERVIEW ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 644 RIVERVIEW ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

644 RIVERVIEW ROAD FAQs

What would the monthly payment be for 644 RIVERVIEW ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 644 RIVERVIEW ROAD?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $6,000, this home is listed about 99% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 644 RIVERVIEW ROAD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$6,000 is 99% below the FLAGLER BEACH 32136 median of $449,000, and at $3/sqft it sits under the Flagler Beach average of $351.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Flagler Beach market that averages 68 — if it fits, move quickly.

04Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SELBY GROUP · Melanie Provencher. MLS #FC319933.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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