102 ORANGE TREE ROAD, EAST PALATKA, FL, 32131
Active1 days on marketListed Aug 5, 2026MLS #FC319846
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About this home
102 ORANGE TREE ROAD
New Construction designed for space and function with 10' ceilings, 8' doors, and LVP flooring throughout, wiht tile in baths. Chef-inspired kitchen features wiht quartz countertops, spacious island seating,, 42" soft-close wood cabinets, and stainless appliances, refrigerator included. Baths feature quartz vanities, designer tile, and glass enclosed owners shower. The added 3-car offers extra storage and flexibility. Landscaping and irrigation for yard beauty. Easy access to Palatka, St. Augustine, Cresent Beach, and I-95. Seller will pay closing cost with acceptable offer when using preffered lender.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,523
Sqft
1.01 ac
Lot size
3
Garage
2025
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,737 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,737/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside East Palatka
Get to know East Palatka. See the full East Palatka guide →
EAST PALATKA 32131 — neighborhood snapshot
Population
4,596
Median age
45.6
Median income
$66,580
Median home value
$222,300
Avg household
2.31
Households w/ children
425
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The East Palatka market
$530K → $315K
East Palatka median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
Median sold price, East Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the EAST PALATKA 32131 median. See the full East Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 ORANGE TREE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$280,000
3808 ALPERT DRIVE · same community
4 bd · 2 ba · 1,402 sqft · $200/sqft · 30 DOM
Sold · Mar ’26$292,500
6823 ALPERT DRIVE · same community
3 bd · 1.5 ba · 1,263 sqft · $232/sqft · 72 DOM
Sold · Dec ’25$263,500
3840 TRAM COURT · same community
3 bd · 2 ba · 1,192 sqft · $221/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 ORANGE TREE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 ORANGE TREE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
102 ORANGE TREE ROAD FAQs
What would the monthly payment be for 102 ORANGE TREE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,737/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 ORANGE TREE ROAD?+
The most recent tax bill on record (2025) was $615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in East Palatka?+
At $399,000, this home is priced right at the East Palatka median.
Which schools are assigned to 102 ORANGE TREE ROAD?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,000 runs 163% above the EAST PALATKA 32131 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a East Palatka market that averages 1 — if it fits, move quickly.
Listing courtesy of WATSON REALTY-ST. AUG BEACH · Jennifer Johnston. MLS #FC319846.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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