Eric Chery
$210,0003 bd2 ba1,516 sqft$139 /sqft$1,609 /mo all-in ↓

131 DUNN AVENUE, SAN MATEO, FL, 32187

Active18 days on marketListed Jul 7, 2026MLS #FC319802

Single Family ResidenceWILLIAM J JONAS SUB

Come see it

Upcoming open house

Sun, Jul 26

11:00 AM – 2:00 PM

About this home

131 DUNN AVENUE

3-bedroom, 2-bathroom concrete block home in San Mateo, built as the first home in a neighborhood that was once an orchard. The fully fenced lot is enclosed with a large gate, while 2-car carport provides covered parking, and a covered outdoor sitting area with pavers offers additional living space for entertaining or relaxing outside. Additional exterior features include an outdoor utility sink, extra spigots, and extra outlets. Inside, the primary suite includes a large bathroom and a walk-in closet. The home is equipped with a tankless hot water heater. A block-built home with real history and thoughtful outdoor upgrades, ready for its next chapter in San Mateo.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,516

Sqft

0.37 ac

Lot size

1958

Year built

One

Levels

$139

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Other · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingDriveway
ExteriorOther · Private Yard · Storage

Community & fees

Taxes (2025)$1,444/yr

Utilities & systems

UtilitiesPublic · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,609 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,609/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside San Mateo

Map of 131 DUNN AVENUE

Get to know San Mateo. See the full San Mateo guide →

SAN MATEO 32187 — neighborhood snapshot

Population

1,117

Median age

60.3

Median income

$50,116

Median home value

$124,400

Avg household

1.8

Households w/ children

87%

For the school run

Putnam County School District

ElementaryBrowning-Pearce Elementary School★★★★
HighPalatka Junior - Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Mateo market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$200K$420K

San Mateo median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

This home is listed 2% above the SAN MATEO 32187 median. See the full San Mateo market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $210,000 · 18 days on market since
1958Built · WILLIAM J JONAS SUB

Reality check

What actually sold near 131 DUNN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

171 CENTRAL AVENUESold · Sep ’25

$200,000

171 CENTRAL AVENUE

3 bd · 1 ba · 1,976 sqft · $101/sqft · 117 DOM

156 CROSBY ROADSold · Jun ’26

$530,000

156 CROSBY ROAD

4 bd · 2.5 ba · 2,184 sqft · $243/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 131 DUNN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 131 DUNN AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

131 DUNN AVENUE FAQs

What would the monthly payment be for 131 DUNN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 131 DUNN AVENUE?+

The most recent tax bill on record (2025) was $1,444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in San Mateo?+

At $210,000, this home is listed about 3% above the San Mateo median of $204,000. The market section on this page shows how the area is trending.

Which schools are assigned to 131 DUNN AVENUE?+

Browning-Pearce Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC319802.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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