
1155 OCEAN SHORE BOULEVARD UNIT 102, ORMOND BEACH, FL, 32176
Active18 days on marketListed Jul 2, 2026MLS #FC319693
About this home
1155 OCEAN SHORE BOULEVARD UNIT 102
Rare ground floor unit with direct access to the beach and pool from your back patio. The first floor units in this complex offer a unique opportunity for owners who prefer not to deal with elevators or common spaces. Simply park and walk in the front door and exit through the back door down your private steps onto the sprawling lawn where the newly renovated pool sits slightly to the south ensuring privacy from your elevated oceanfront lanai. Surfside Club North is a solidly built complex sought after by locals, with a history of consistent maintenance and reasonable management that allows one-month rentals (with a strong demand). This unit has had tasteful updates that complement the coastal atmosphere, including wide plank LVT flooring, custom cabinetry and stone countertops. The kitchen was opened up over a breakfast bar to become one with the oceanfront living room allowing for plenty of natural light and wonderful views of The Atlantic. The primary bedroom features a wall of glass that brings horizon views inside and a sliding glass door that opens directly onto the patio for an early morning walk on the beach. A generous closet and a private bath with a new vanity are dedicated to the master suite. The secondary bedroom also features privacy and ample closet space with a common bath just outside the door. While there is typically plenty of parking right in front of the unit, an assigned space is included in the enclosed parking garage. The building shows in immaculate condition and has completed its Milestone Study giving it a "clean bill of health" along with respectable financials, making it an ideal investment. The grounds here are stunning and the complex was designed to embrace the serenity of the natural landscape with native palms dotting the sprawling green oceanfront lawn. Look at all others and save this ground floor unit for the very last, as there is nothing quite like it.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,065
Sqft
1.98 ac
Lot size
1
Garage
1971
Year built
One
Levels
$401
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs Ormond Beach actives
$401 vs $235
Days on market
18 vs 41 typical
Where $401/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1155 OCEAN SHORE BOULEVARD UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$420,000
1155 OCEAN SHORE BOULEVARD UNIT 702 · same community
2 bd · 2 ba · 1,065 sqft · $394/sqft · 159 DOM
Sold · Aug ’25$365,000
1133 OCEAN SHORE BOULEVARD UNIT 603 · same community
2 bd · 2 ba · 1,065 sqft · $343/sqft · 106 DOM
Sold · Apr ’26$430,000
1133 OCEAN SHORE BOULEVARD UNIT 505 · same community
2 bd · 2 ba · 1,025 sqft · $420/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1155 OCEAN SHORE BOULEVARD UNIT 102 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1155 OCEAN SHORE BOULEVARD UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1155 OCEAN SHORE BOULEVARD UNIT 102 FAQs
What would the monthly payment be for 1155 OCEAN SHORE BOULEVARD UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,196/mo — principal and interest, the actual property-tax bill, the $933/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1155 OCEAN SHORE BOULEVARD UNIT 102?+
The association fee works out to $933 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1155 OCEAN SHORE BOULEVARD UNIT 102?+
The most recent tax bill on record (2025) was $4,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1155 OCEAN SHORE BOULEVARD UNIT 102?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $427,500, this home is priced right at the Ormond Beach median.
Which schools are assigned to 1155 OCEAN SHORE BOULEVARD UNIT 102?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$427,500 runs 22% above the ORMOND BEACH 32176 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $933/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ryan Adams. MLS #FC319693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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