Eric Chery
$439,9003 bd2 ba1,716 sqft$256 /sqft$3,480 /mo all-in ↓

194 ANGUILLA BOULEVARD, ST AUGUSTINE, FL, 32092

Active34 days on marketListed Jun 17, 2026MLS #FC319353

Priced 8% below the ST AUGUSTINE 32092 medianSingle Family ResidenceWINDWARD RANCH PH 8

About this home

194 ANGUILLA BOULEVARD

Located in the highly sought-after community of Windward Ranch, this immaculate residence showcases elevated design, thoughtful upgrades, and true pride of ownership throughout. Every detail has been carefully curated, creating a home that feels both refined and effortlessly livable. Set on a premium homesite backing to a tranquil preserve, the property offers exceptional privacy along with beautifully enhanced landscaping completed in 2025 across the front, side, and rear yards. The fully fenced backyard creates a serene outdoor retreat, further enhanced by integrated Govee exterior lighting that wraps the home, creating a stunning evening ambiance. A striking etched glass front entry door sets the tone from the moment you arrive, offering both elegance and natural light. The home also features keyless entry and a comprehensive security system for modern convenience and peace of mind. Inside, the home is completely carpet-free, featuring wood-look tile flooring throughout every room, including all bedrooms, delivering a seamless, modern aesthetic and easy maintenance. Plantation shutters throughout, crown molding in every room, upgraded modern light fixtures and ceiling fans, and a cohesive design palette elevate the home’s elevated feel. The main living area opens to an enclosed lanai with sliding windows that move left to right, creating a flexible indoor-outdoor living space ideal for year-round enjoyment. The living room slider is also equipped with an electric retractable screen, allowing fresh air to flow through the home with ease while maintaining comfort and functionality. The kitchen features a gas range, custom pantry shelving, and updated countertops in both the kitchen and bathrooms, offering a fresh, contemporary look that goes beyond standard builder finishes. The primary suite includes a custom-designed closet, while the laundry room is outfitted with built-in cabinetry and a utility sink for added convenience. Additional enhancements include epoxy-coated garage flooring and an electric roll-up garage screen door, allowing natural light and airflow into the garage space. Major system and feature upgrades include appliances replaced in 2024 and the installation of a water softener, adding both value and peace of mind. Residents of Windward Ranch enjoy resort-style amenities including a community pool, clubhouse, fitness center, pickleball courts, basketball courts, playgrounds, and mini golf—offering a vibrant lifestyle in one of St. Augustine’s most desirable neighborhoods. This is a rare opportunity to own a meticulously upgraded home where no detail has been overlooked, blending luxury, comfort, and modern smart-home living in perfect harmony.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,716

Sqft

0.15 ac

Lot size

2

Garage

2019

Year built

One

Levels

$256

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDisposal · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorthwest
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$143/mo
Taxes (2025)$4,709/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,480 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$392
HOA fee — from the listing$143
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,480/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$392
HOA / condo fee$143
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$358KedgeAI estimate $382,443 · range $373K$395K$457K

vs edgeAI estimate

+15%

$/sqft vs St Augustine actives

$256 vs $240

Days on market

34 vs 39 typical

Where $256/sqft sits among the 178 St Augustine actives

88
38 · this home
16
13
5
18
$175–239$239–304$304–368$368–432$432–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windward Ranch

Map of 194 ANGUILLA BOULEVARD inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Windward Ranch — neighborhood snapshot

Population

1,828

Median age

42

Median income

$140,793

Median home value

$448,200

Avg household

3

Households w/ children

316

For the school run

St. Johns County School District

HighFirst Coast Technical College
HighSt. Augustine High School★★★★
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

73 of 178

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $439,900 · 34 days on market since
2019Built · WINDWARD RANCH PH 8

Reality check

What actually sold near 194 ANGUILLA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1725 S SUMMER RIDGE COURTSold · Mar ’26

$315,000

1725 S SUMMER RIDGE COURT

3 bd · 2 ba · 1,613 sqft · $195/sqft · 147 DOM

273 WHISPER RIDGE DRIVESold · Jul ’26

$490,000

273 WHISPER RIDGE DRIVE

3 bd · 2 ba · 1,833 sqft · $267/sqft · 33 DOM

145 WHISPER RIDGE DRIVESold · May ’26

$400,000

145 WHISPER RIDGE DRIVE

4 bd · 3 ba · 2,071 sqft · $193/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 194 ANGUILLA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 194 ANGUILLA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

194 ANGUILLA BOULEVARD FAQs

What would the monthly payment be for 194 ANGUILLA BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,480/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 194 ANGUILLA BOULEVARD?+

The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 194 ANGUILLA BOULEVARD?+

The most recent tax bill on record (2025) was $4,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 194 ANGUILLA BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $439,900, this home is priced right at the St Augustine median.

Which schools are assigned to 194 ANGUILLA BOULEVARD?+

First Coast Technical College (high), St. Augustine High School (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SIGNATURE · Nicole Alicea. MLS #FC319353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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