
103 SWEETWATER TRAIL, BUNNELL, FL, 32110
Active38 days on marketListed Jun 12, 2026MLS #FC319217
About this home
103 SWEETWATER TRAIL
This isn't a house listing. This is a compound listing. Sitting on 10.3 private acres inside Sweetwater Estates, 103 Sweetwater Trail is one of one. A fully operational live-work-play estate where the home, the office, the shop, the garage, the pond, and the land all work together as a single asset — and nothing like it exists in this market. The main residence delivers 2,300 square feet of 3-bedroom, 3-bathroom living, refined and ready. But step outside and the property opens up into something else entirely. The attached 1,750 square foot four-bay garage sits next to the main home, already insulated and fully prepped for AC and heat built to function, not just store. Behind it, a 6,000 square foot building anchors the back of the property: 2,000 square feet of professional office space complete with a dedicated bedroom, full bathroom, conference room, and coffee bar...and 4,000 square feet of high-clearance shop large enough to bring in a full-size semi truck. Tools and equipment negotiable with the right offer. Need workspace that doesn't feel like a commute? The 2,000 square foot executive office suite is a fully separate professional environment private entrance, full bath, conference room, and coffee bar. Run your business from your backyard. The land itself is the final layer. A stocked 2.5-acre pond. Your own shooting range. Room for horses, cattle, or whatever you're building toward. Zoned AC agriculture commercial meaning the land works as hard as you do. Here's the part that sets this apart from every other HOA community property in the county: this parcel sits within the Sweetwater Estates HOA but is exempt from its restrictions. You get every amenity the community offers with zero limitations on what you can do with your land. Ten acres. One owner. Zero compromise.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,333
Sqft
10.3 ac
Lot size
4
Garage
2008
Year built
One
Levels
$729
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,605 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,605/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bunnell actives
$729 vs $200
Days on market
38 vs 33 typical
Where $729/sqft sits among the 79 Bunnell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bunnell
Get to know Bunnell. See the full Bunnell guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $287K
Bunnell median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
36 of 79
Bunnell actives have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 499% above the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 SWEETWATER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$950,000
110 CREEKSIDE DRIVE · same community
2 bd · 2.5 ba · 2,478 sqft · $383/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 SWEETWATER TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 SWEETWATER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
103 SWEETWATER TRAIL FAQs
What would the monthly payment be for 103 SWEETWATER TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,605/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 103 SWEETWATER TRAIL?+
The most recent tax bill on record (2025) was $7,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 103 SWEETWATER TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bunnell?+
At $1,700,000, this home is listed about 457% above the Bunnell median of $305,350. The market section on this page shows how the area is trending.
Which schools are assigned to 103 SWEETWATER TRAIL?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ronnie Ward. MLS #FC319217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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