890 A1A BEACH BLVD #28 UNIT 28, ST AUGUSTINE, FL, 32080
Active43 days on marketListed Jun 10, 2026MLS #FC319203
About this home
890 A1A BEACH BLVD #28 UNIT 28
Welcome to Sea Winds, a beautifully maintained beachside condo community in the heart of St. Augustine Beach. Just steps from community beach access, community pool and tennis courts. This inviting two-bedroom, two-and-a-half-bath unit offers the perfect blend of coastal convenience, peaceful surroundings, and everyday comfort. Set along a quiet lagoon with a tranquil water feature, the home provides a relaxing backdrop for morning coffee, afternoon reading, or unwinding after a day at the beach. The first-floor entry and attached one-car garage add convenience, while the southern exposure fills the residence with natural light. The living area opens to a spacious 6' x 15' patio overlooking the lagoon with southern exposure, creating an easy indoor-outdoor flow. The primary bedroom offers its own private patio with the same peaceful water views, while the second bedroom features a generous 12' x 10.5' sundeck with oceans views--perfect for soaking up the St. Augustine Beach sunshine. Located within walking or biking distance to local restaurants, shops, and beachside attractions, Sea Winds is also an owner pet-friendly community, making this an ideal short-tern rental opportunity, coastal retreat, full-time residence, or beach getaway.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,232
Sqft
0.19 ac
Lot size
1
Garage
1982
Year built
Two
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.2%
$/sqft vs St Augustine actives
$359 vs $244
Days on market
43 vs 39 typical
Where $359/sqft sits among the 179 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
74 of 179
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 890 A1A BEACH BLVD #28 UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$442,500
1183 OCEAN SHORE BOULEVARD UNIT 405 · same community
2 bd · 2 ba · 1,252 sqft · $353/sqft · 175 DOM
Sold · Apr ’26$475,000
5070 N Ocean Drive # c, Riviera Beach FL 33404 · same community
2 bd · 2 ba · 1,804 sqft · $263/sqft · 2 DOM
Sold · Mar ’26$600,000
5080 N Ocean Drive # 10c, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,804 sqft · $333/sqft · 291 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 890 A1A BEACH BLVD #28 UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 890 A1A BEACH BLVD #28 UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
890 A1A BEACH BLVD #28 UNIT 28 FAQs
What would the monthly payment be for 890 A1A BEACH BLVD #28 UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,203/mo — principal and interest, the actual property-tax bill, the $983/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 890 A1A BEACH BLVD #28 UNIT 28?+
The association fee works out to $983 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 890 A1A BEACH BLVD #28 UNIT 28?+
The most recent tax bill on record (2025) was $3,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 890 A1A BEACH BLVD #28 UNIT 28?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $442,258, this home is listed about 1% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 890 A1A BEACH BLVD #28 UNIT 28?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32080 market on paper
$442,258 is 26% below the ST AUGUSTINE 32080 median of $599,500.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $983/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Frank Perez-Andreu. MLS #FC319203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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