Eric Chery
$1,100,0003 bd3.5 ba2,511 sqft$438 /sqft$7,465 /mo all-in ↓

121 SEASIDE POINT, FLAGLER BEACH, FL, 32136

Active41 days on marketListed Jun 8, 2026MLS #FC319091

WaterfrontSingle Family ResidenceSEASIDE LNDGS

About this home

121 SEASIDE POINT

Luxury Waterfront Living in Seaside Landings Experience refined coastal living in one of Flagler Beach’s most sought-after gated communities. Built in 2023 by Intracoastal Builders, this exceptional custom waterfront residence blends timeless design, quality craftsmanship, and effortless Florida elegance. Perfectly positioned on a saltwater canal with direct Intracoastal access, this 3-bedroom, 3-bath home offers over 2,500 square feet of thoughtfully designed living space. Every bedroom features a private en-suite bath, creating the ideal layout for family and guests alike. The light-filled open floor plan showcases soaring ceilings, luxury vinyl plank flooring, and expansive water views throughout the main living areas. At the heart of the home, the gourmet kitchen is designed for both everyday living and entertaining, featuring custom cabinetry, premium appliances, an oversized island, walk-in pantry, and abundant prep space. The first-floor primary suite is a private retreat, offering tranquil waterfront views, direct lanai access, a spa-inspired bath, and an oversized walk-in closet. A dedicated home office provides the perfect work-from-home environment, while the upstairs guest suite offers privacy for visiting family and friends. Step outside to your own waterfront sanctuary. The expansive screened lanai opens to a beautifully landscaped backyard highlighted by a 36-foot dock and 10,000-pound boat lift, providing effortless access to the Intracoastal Waterway. Whether you’re heading out for a day of boating, kayaking, paddleboarding, fishing, or simply enjoying spectacular sunsets from your backyard, this property embraces the very best of Florida’s coastal lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,511

Sqft

0.29 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$438

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationStem Wall
ViewWater
FacesSouth
ExteriorPrivate Mailbox

Community & fees

HOA fee$170/mo
Taxes (2025)$9,440/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,465 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$787
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$7,465/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$787
HOA / condo fee$170
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$539KedgeAI estimate $802,058 · range $561K$722K$1.1M

vs edgeAI estimate

+37.1%

$/sqft vs Flagler Beach actives

$438 vs $315

Days on market

41 vs 68 typical

Where $438/sqft sits among the 132 Flagler Beach actives

41
30
19
13 · this home
17
12
$179–253$253–327$327–401$401–476$476–550$550+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 121 SEASIDE POINT

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

61 of 132

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 145% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $1,100,000 · 41 days on market since
2023Built · SEASIDE LNDGS

Reality check

What actually sold near 121 SEASIDE POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 SEASIDE POINTSold · Apr ’26

$1,275,000

100 SEASIDE POINT

3 bd · 3 ba · 2,504 sqft · $509/sqft · 48 DOM

3 CREEK BLUFF RUNSold · Feb ’26

$699,000

3 CREEK BLUFF RUN

3 bd · 2 ba · 2,400 sqft · $291/sqft · 60 DOM

109 SEASIDE POINTSold · Nov ’25

$838,300

109 SEASIDE POINT

3 bd · 3 ba · 2,314 sqft · $362/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 121 SEASIDE POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 121 SEASIDE POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

121 SEASIDE POINT FAQs

What would the monthly payment be for 121 SEASIDE POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,465/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 121 SEASIDE POINT?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 121 SEASIDE POINT?+

The most recent tax bill on record (2025) was $9,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 121 SEASIDE POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $1,100,000, this home is listed about 89% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 121 SEASIDE POINT?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,100,000 runs 145% above the FLAGLER BEACH 32136 median — but at 2,511 sqft it's also 22% larger than the typical Flagler Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TRADEMARK REALTY GROUP LLC · Bruce Garrison. MLS #FC319091.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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