14 LUMBER JACK TRAIL, PALM COAST, FL, 32137
Active64 days on marketListed May 21, 2026MLS #FC318739
About this home
14 LUMBER JACK TRAIL
Welcome to this beautiful 2023-built home in a quiet, newly developed neighborhood. Featuring 4 spacious bedrooms and 3 bathrooms, this home offers a bright, open layout perfect for comfortable living. With tile flooring throughout the main areas and high ceilings that enhance the sense of space, every room feels light and welcoming. Backing up to a peaceful reserve, this property provides a private and scenic backdrop, ideal for enjoying nature from your own backyard. Each bedroom offers plenty of room, and the layout is designed to suit families or those who love to entertain. Set in a serene community with convenient access to local amenities, this home combines a timeless feel with the charm of a new neighborhood. Schedule your showing today to experience all this property has to give!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,043
Sqft
0.17 ac
Lot size
2
Garage
2024
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs Palm Coast actives
$176 vs $221
Days on market
64 vs 47 typical
Where $176/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 LUMBER JACK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$390,000
50 LUMBER JACK TRAIL · same community
4 bd · 3 ba · 2,043 sqft · $191/sqft · 0 DOM
Sold · May ’26$375,000
47 LUMBER JACK TRAIL · same community
4 bd · 2 ba · 2,145 sqft · $175/sqft · 52 DOM
Sold · Jun ’26$445,000
8 CROSSCUT COURT · same community
4 bd · 3 ba · 2,356 sqft · $189/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 LUMBER JACK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 LUMBER JACK TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
14 LUMBER JACK TRAIL FAQs
What would the monthly payment be for 14 LUMBER JACK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,971/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14 LUMBER JACK TRAIL?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14 LUMBER JACK TRAIL?+
The most recent tax bill on record (2025) was $6,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 LUMBER JACK TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $359,000, this home is listed about 9% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 LUMBER JACK TRAIL?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Nadia Hattani. MLS #FC318739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 14 LUMBER JACK TRAIL but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →