
36 LANCASTER LANE, PALM COAST, FL, 32137
Active56 days on marketListed May 29, 2026MLS #FC318722
About this home
36 LANCASTER LANE
This beautifully maintained 3-bedroom, 2-bathroom home with large covered screened porch & private fenced yard offers an exceptional blend of classic charm and comfortable Florida living, nestled on a generous lot in one of Palm Coast's most established neighborhoods. The home's Mediterranean-inspired curb appeal features a newer shingle roof with upgraded venting, crisp stucco exterior, lush manicured lawn, mature shade trees, and a classic stone birdbath. Step through elegant double entry doors with leaded decorative glass into a bright, open foyer with gleaming tile flooring throughout the main living areas. The formal dining room showcases a beautiful vintage Italian Murano chandelier, tray ceilings, plantation shutters, and graceful arched architectural accents. The open-concept kitchen and living area is designed for everyday living and effortless entertaining. The kitchen features warm honey-toned wood cabinetry, dark countertops, a brand new sink and faucet, a large center island with breakfast bar seating, and included appliances — French door refrigerator, oven range, and built-in microwave. A breakfast nook with a curved bay window adds a cozy touch. The living room with coffered tray ceiling opens to the screened lanai through large sliding glass doors. Elegant velvet drapes are included. The screened lanai offers natural light, a ceiling fan, and views of the fully fenced backyard. A brick paver patio creates a serene garden setting beneath mature trees, with an included automatic irrigation system to keep it looking its best year-round. This home's upgrades deliver true peace of mind: Miami-Dade approved hurricane shutters on all doors and windows, and a 12kW standby generator wired for essential circuits — including refrigerator, freezer, A/C, lighting, and the PEP system — housed in a waterproof storage building. The 2-car garage features a remote-controlled roll-down shade and thermally insulated interior door covers. The primary suite features a coffered tray ceiling, plantation shutters, velvet drapes, and an en-suite bath with soaking tub and updated faucets. Additional bedrooms have tray ceilings, ceiling fans, and plantation shutters. A second full bath with an arched accent window serves guests and family. Bonus spaces include a dedicated home office and a flexible craft/hobby room. A laundry room with utility sink, washer/dryer, and a chest freezer complete the interior. All custom plantation shutters are included (velvet drapes in living room and master bedroom included; other window treatments excluded). A rare opportunity to own a truly move-in ready Florida home packed with thoughtful upgrades, standout architectural details, and curated spaces designed for comfortable, worry-free living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,193
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,900 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,900/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs MATANZAS WOODS
$182 vs $195
Days on market
56 vs 47 typical
Where $182/sqft sits among the 9 homes for sale in MATANZAS WOODS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
5 of 9
MATANZAS WOODS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 36 LANCASTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$300,000
2 BIRD HAVEN PLACE · same community
4 bd · 2.5 ba · 2,143 sqft · $140/sqft · 36 DOM
Sold · Feb ’26$448,000
49 LOUISIANA DRIVE · same community
4 bd · 2 ba · 2,277 sqft · $197/sqft · 22 DOM
Sold · Mar ’26$430,000
3 LYSANDER LANE · same community
4 bd · 2 ba · 2,100 sqft · $205/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 36 LANCASTER LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36 LANCASTER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
36 LANCASTER LANE FAQs
What would the monthly payment be for 36 LANCASTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 36 LANCASTER LANE?+
The most recent tax bill on record (2025) was $2,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $399,000, this home is listed about 1% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 36 LANCASTER LANE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC318722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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