Eric Chery
$299,000$324,9003 bd2 ba1,283 sqft$233 /sqft$3,238 /mo all-in ↓

85 RIVERVIEW BEND S UNIT 1532, PALM COAST, FL, 32137

Active63 days on marketListed May 22, 2026MLS #FC318683

Priced 21% below the PALM COAST 32137 medianReduced $26KWaterfrontFully furnishedCondominiumTIDELANDS

About this home

85 RIVERVIEW BEND S UNIT 1532

Welcome home to the beautiful Tidelands community on the Intracoastal, where Florida living is at its finest. Enjoy resort-style amenities including scenic walking trails, pools, docks, tennis, fitness center, and more. This move-in ready 3-bedroom, 2-bath third-floor condo offers beautiful views of the lake, pool, and Intracoastal Waterway. Step inside to find bamboo flooring, high ceilings, and a spacious open layout filled with natural light. A large three-panel sliding glass door leads to the private patio, creating the perfect flow for relaxing or entertaining. The upgraded kitchen opens to the dining area and comfortable living room, while the split-bedroom floor plan provides privacy for both owners and guests. The spacious primary suite features its own patio access, two closets, and a well-appointed bathroom with dual sinks and a walk-in shower. Recent 2023 updates include fresh interior paint, lighting, ceiling fans, soft-close cabinet hardware, a new disposal, and more. This is an easy, low-maintenance coastal retreat in one of the area’s most desirable waterfront communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,283

Sqft

0 ac

Lot size

2006

Year built

One

Levels

$233

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringBamboo · Carpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesWest
ParkingCommon · Off Street
ExteriorBalcony · Sliding Doors · Storage

Community & fees

HOA fee$800/mo
Taxes (2025)$4,632/yr
PetsNumber Limit, Yes
CommunityClubhouse · Community Mailbox · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,238 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$386
Condo fee — from the listing$800
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$3,238/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$386
HOA / condo fee$800
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$287KedgeAI estimate $327,817 · range $318K$347K$361K

vs edgeAI estimate

−8.8%

$/sqft vs TIDELANDS

$233 vs $232

Days on market

63 vs 47 typical

Where $233/sqft sits among the 6 homes for sale in TIDELANDS

1
1
2
0 · this home
0
2
$183–200$200–216$216–232$232–248$248–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 85 RIVERVIEW BEND S UNIT 1532 inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

2 of 6

TIDELANDS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $26K
May 22, 2026Listed at $324,900 · 63 days on market since
2006Built · TIDELANDS

Reality check

What actually sold near 85 RIVERVIEW BEND S UNIT 1532

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

55 RIVERVIEW BEND S UNIT 2044Sold · Apr ’26

$325,000

55 RIVERVIEW BEND S UNIT 2044 · same community

3 bd · 2 ba · 1,254 sqft · $259/sqft · 123 DOM

60 RIVERVIEW BEND S UNIT 611Sold · Jun ’26

$299,900

60 RIVERVIEW BEND S UNIT 611 · same community

3 bd · 2 ba · 1,159 sqft · $259/sqft · 1 DOM

45 RIVERVIEW BEND S UNIT 1937Sold · Aug ’25

$255,000

45 RIVERVIEW BEND S UNIT 1937 · same community

2 bd · 2 ba · 1,115 sqft · $229/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 85 RIVERVIEW BEND S UNIT 1532 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 85 RIVERVIEW BEND S UNIT 1532 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

85 RIVERVIEW BEND S UNIT 1532 FAQs

What would the monthly payment be for 85 RIVERVIEW BEND S UNIT 1532?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,238/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 85 RIVERVIEW BEND S UNIT 1532?+

The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 85 RIVERVIEW BEND S UNIT 1532?+

The most recent tax bill on record (2025) was $4,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 85 RIVERVIEW BEND S UNIT 1532?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $299,000, this home is listed about 24% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 85 RIVERVIEW BEND S UNIT 1532?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PALM COAST 32137 market on paper

$299,000 is 21% below the PALM COAST 32137 median of $379,990, and at $233/sqft it sits under the Palm Coast average of $257.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $324,900, now $299,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA · Debby Meyer. MLS #FC318683.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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