13 ELLSWORTH DRIVE, PALM COAST, FL, 32164
Active67 days on marketListed May 19, 2026MLS #FC318631
About this home
13 ELLSWORTH DRIVE
Completely renovated and move-in ready, this beautifully reimagined 5-bedroom, 3-bath residence offers 3,352 square feet of stylish living space in the heart of Palm Coast. Positioned on a private homesite with mature landscaping and a peaceful backyard setting, the home showcases a bright, modern interior with thoughtful designer finishes throughout. The impressive two-story entry welcomes you with soaring ceilings, abundant natural light, and wide-plank luxury flooring that flows seamlessly throughout the home. At the center of the residence is a chef-inspired kitchen featuring custom shaker cabinetry, quartz countertops, an oversized center island with seating, a farmhouse sink, stainless steel appliances, designer lighting, and an open-concept layout ideal for entertaining. Multiple living and dining areas provide exceptional flexibility for everyday living and hosting guests. The spacious primary suite offers a relaxing retreat with a spa-inspired bath featuring an oversized walk-in shower, custom tilework, and elevated finishes. Additional bathrooms have been beautifully updated with stylish fixtures and modern coastal-inspired design. French doors open to a large screened lanai and private pool area overlooking a tranquil natural preserve backdrop. Additional highlights include two A/C units installed in 2018 and 2019, brand-new water heaters, updated lighting and fixtures, oversized windows, a fireplace, generous guest bedrooms, and a desirable floor plan offering space and versatility. Conveniently located near shopping, dining, schools, golf courses, parks, and just a short drive from the beaches.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,352
Sqft
0.23 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,323 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,323/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$200 vs $222
Days on market
67 vs 47 typical
Where $200/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
176 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 ELLSWORTH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$385,500
13 ELLSWORTH DRIVE · same community
5 bd · 3 ba · 3,352 sqft · $115/sqft · 239 DOM
Sold · Feb ’26$718,000
102 EVANS DRIVE
5 bd · 4 ba · 3,483 sqft · $206/sqft · 135 DOM
Sold · Mar ’26$511,700
32 ELLSWORTH DRIVE
4 bd · 3 ba · 3,130 sqft · $163/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13 ELLSWORTH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 ELLSWORTH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13 ELLSWORTH DRIVE FAQs
What would the monthly payment be for 13 ELLSWORTH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 ELLSWORTH DRIVE?+
The most recent tax bill on record (2025) was $3,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13 ELLSWORTH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $669,000, this home is listed about 69% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13 ELLSWORTH DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$669,000 runs 97% above the PALM COAST 32164 median — but at 3,352 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $699,000, now $669,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC318631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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