Eric Chery
$439,995$449,9952 bd2 ba1,200 sqft$367 /sqft$3,433 /mo all-in ↓

1183 OCEAN SHORE BOULEVARD UNIT 604, ORMOND BEACH, FL, 32176

Active63 days on marketListed May 18, 2026MLS #FC318623

Reduced $10KWaterfrontFully furnishedCondominiumSEAWINDS CONDO RESERVE PRCL 3234-28

About this home

1183 OCEAN SHORE BOULEVARD UNIT 604

Beautifully remodeled direct ocean front unit in Ormond Beach's Seawinds. No rental restrictions! Tile in main living area. Bedrooms have luxury vinyl. Features include crown molding, updated fire system with interior sprinklers, plantation shutters, black-out drapes (east side), and comes furnished- down to TVs, dishes, and linens (owner taking a couple of pictures). Remodeled kitchen and bathrooms. Guest shower expanded, all new toilets and vanities, granite counter tops, upgraded LG appliances, and raised-panel cabinets. Water heater replaced in '23. AC is 2016. 2 dogs allowed- up to 25lbs each. No rental restrictions! WORK COMPLETED AND ASSESSMET PAID: Concrete restoration, Balconies/railings, pool railings, building repainted. Close to stores and restaurants. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,200

Sqft

1.71 ac

Lot size

1

Garage

1995

Year built

One

Levels

$367

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofOther
ConstructionConcrete
FoundationOther
ViewWater
FacesEast
ExteriorBalcony · Storage

Community & fees

Taxes (2025)$5,853/yr
PetsNumber Limit, Size Limit
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,433 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$488
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,433/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$488
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$400KedgeAI estimate $435,663 · range $417K$442K$460K

vs edgeAI estimate

+1%

$/sqft vs Ormond Beach actives

$367 vs $236

Days on market

63 vs 41 typical

Where $367/sqft sits among the 400 Ormond Beach actives

183
117
39 · this home
24
7
30
$158–229$229–300$300–371$371–441$441–512$512+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 1183 OCEAN SHORE BOULEVARD UNIT 604

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,995 $10K
May 18, 2026Listed at $449,995 · 63 days on market since
1995Built · SEAWINDS CONDO RESERVE PRCL 3234-28

Reality check

What actually sold near 1183 OCEAN SHORE BOULEVARD UNIT 604

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1183 OCEAN SHORE BOULEVARD UNIT 1040Sold · Jul ’25

$435,000

1183 OCEAN SHORE BOULEVARD UNIT 1040 · same community

2 bd · 2 ba · 1,198 sqft · $363/sqft · 206 DOM

1183 OCEAN SHORE BOULEVARD UNIT 902Sold · Oct ’25

$450,000

1183 OCEAN SHORE BOULEVARD UNIT 902 · same community

2 bd · 2 ba · 1,198 sqft · $376/sqft · 159 DOM

1051 OCEAN SHORE BOULEVARD UNIT 502Sold · Dec ’25

$435,500

1051 OCEAN SHORE BOULEVARD UNIT 502

2 bd · 2 ba · 1,200 sqft · $363/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1183 OCEAN SHORE BOULEVARD UNIT 604 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1183 OCEAN SHORE BOULEVARD UNIT 604 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1183 OCEAN SHORE BOULEVARD UNIT 604 FAQs

What would the monthly payment be for 1183 OCEAN SHORE BOULEVARD UNIT 604?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1183 OCEAN SHORE BOULEVARD UNIT 604?+

The most recent tax bill on record (2025) was $5,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1183 OCEAN SHORE BOULEVARD UNIT 604?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $439,995, this home is listed about 3% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1183 OCEAN SHORE BOULEVARD UNIT 604?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$439,995 runs 22% above the ORMOND BEACH 32176 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $449,995, now $439,995 — a $10K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · TJ Jarosik. MLS #FC318623.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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