1004 S FLAGLER AVENUE, FLAGLER BEACH, FL, 32136
Active75 days on marketListed May 11, 2026MLS #FC318447
About this home
1004 S FLAGLER AVENUE
Positioned on a rare 100’ wide frontage spanning four combined lots in coveted Flagler Beach, this meticulously maintained coastal retreat offers unobstructed marsh views and an exceptional blend of privacy, space, and functionality rarely found this close to the beach. The home features 3 bedrooms, 3 bathrooms, plus a dedicated office or optional 4th bedroom on the main level. Inside, engineered hardwood floors, 12’ ceilings in the main living area, and a gas fireplace create a warm yet elevated coastal feel, while expansive windows capture the natural beauty surrounding the property. Car enthusiasts, boaters, and outdoor adventurers will appreciate the impressive 6-car garage setup, including a separate air-conditioned workshop space. The property also features ample parking with wraparound paver and rock driveways. The outdoor living experience is equally exceptional. Surrounded by expansive landscaping with irrigation and landscape lighting, the backyard is designed to fully embrace the coastal lifestyle. A one-of-a-kind saltwater pool with natural rock waterfall features, spa, and solar creates a private resort-style oasis. Multiple outdoor gathering spaces include two wood decks with a fire pit and built-in park grill, while the breezeway with outdoor shower adds convenience after beach days. Every inch of the property has been thoughtfully maintained and upgraded, offering a truly move-in-ready experience. Located just three blocks from the ocean and moments from Wickline Park, the Flagler Beach Public Library, local restaurants, shops, and the boat launch, this home offers an unmatched opportunity to enjoy the laid-back Flagler Beach lifestyle by foot, bike, or golf cart. With unobstructed marsh views, incredible outdoor living, and an oversized homesite that is nearly impossible to replicate, this is a rare opportunity to own one of Flagler Beach’s most unique and special properties.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,920
Sqft
0.75 ac
Lot size
6
Garage
1990
Year built
Three Or More
Levels
$513
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,330 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,330/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.1%
$/sqft vs Flagler Beach actives
$513 vs $313
Days on market
75 vs 68 typical
Where $513/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
59 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 S FLAGLER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$760,000
1009 S FLAGLER AVENUE · same community
4 bd · 2 ba · 2,215 sqft · $343/sqft · 64 DOM
Sold · Mar ’26$944,000
304 N 7TH STREET · same community
4 bd · 3 ba · 2,186 sqft · $432/sqft · 3 DOM
Sold · Mar ’26$409,000
116 S 9TH STREET · same community
2 bd · 1.5 ba · 1,392 sqft · $294/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 S FLAGLER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 S FLAGLER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1004 S FLAGLER AVENUE FAQs
What would the monthly payment be for 1004 S FLAGLER AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1004 S FLAGLER AVENUE?+
The most recent tax bill on record (2025) was $6,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $1,499,000, this home is listed about 158% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1004 S FLAGLER AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,499,000 runs 233% above the FLAGLER BEACH 32136 median — but at 2,920 sqft it's also 42% larger than the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,695,000, now $1,499,000 — a $196K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE NEWCOMER GROUP · Allie Gardner. MLS #FC318447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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