54 SETON TRAIL, ORMOND BEACH, FL, 32176
Active75 days on marketListed May 6, 2026MLS #FC318354
About this home
54 SETON TRAIL
Location, location,....Charming brick home with over 2000 square feet of living space and nearly 3,000 total square feet, including a 2 car garage and outdoor living spaces. Enter the home to find hardwood floors leading to a wood burning fireplace. Just beyond, the inviting family room is the ultimate spot to relax or entertain with walls of glass that open up views of the private, fenced backyard, where a grove of Florida live oaks meander across the garden. The functional interior arrangement features a true split floor plan with a private master suite on one end and a two comfortable guest rooms sharing a common bath on the other. The kitchen features plenty of counter space and cabinetry with a workspace overlooking the beautiful backyard. An adjacent indoor laundry room leads to the two car garage. The solid brick home has been well maintained by prideful owners and got new roof 3 years ago. The location here is about as good as it gets as this home sits just next door to Memorial Gardens and the Ormond Art Museum. A one minute walk to the trendy shopping of Granada Boulevard and dining at the iconic Billy's Tap Room. A stone's throw from the Casements Community Center and Rockefeller Gardens, which serve as the town's festival grounds. Just steps from a new boutique Publix store with a Pours Bar. Many fabulous eateries, coffee shops, and pubs along with the Atlantic Ocean and the outstanding serene beaches of Ormond within a few blocks of the front door. Don't miss it.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,041
Sqft
0.29 ac
Lot size
2
Garage
1966
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,033 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,033/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.7%
$/sqft vs Ormond Beach actives
$308 vs $235
Days on market
75 vs 41 typical
Where $308/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 54 SETON TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$280,000
142 SETON TRAIL · same community
2 bd · 2 ba · 1,296 sqft · $216/sqft · 243 DOM
Sold · Oct ’25$800,000
307 JOHN ANDERSON DRIVE · same community
5 bd · 4.5 ba · 4,542 sqft · $176/sqft · 19 DOM
Sold · Jun ’26$2,600,000
70 RIVERSIDE DRIVE · same community
5 bd · 5.5 ba · 5,001 sqft · $520/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 54 SETON TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 54 SETON TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
54 SETON TRAIL FAQs
What would the monthly payment be for 54 SETON TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 54 SETON TRAIL?+
The most recent tax bill on record (2025) was $2,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $629,000, this home is listed about 48% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 54 SETON TRAIL?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,000 runs 80% above the ORMOND BEACH 32176 median.
02Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $649,000, now $629,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ryan Adams. MLS #FC318354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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