26 LUTHER DRIVE, PALM COAST, FL, 32137
Active103 days on marketListed Apr 24, 2026MLS #FC318042
About this home
26 LUTHER DRIVE
Build your dream home in the L Sec (Belle Terre area) of Palm Coast. Located on a quiet residential street with convenient access to Belle Terre Parkway, shopping, dining, schools, and I-95. Zoned for single-family use and situated in Flood Zone X (low risk). Standard lot detention requirements apply as the City of Palm Coast. No HOA. Great opportunity to build now or invest for the future.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$706 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$706/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 26 LUTHER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
29 LAMONT LANE · same community
3 bd · 2 ba · 1,273 sqft · $228/sqft · 47 DOM
Sold · Aug ’25$285,000
10 LUTHER DRIVE · same community
3 bd · 2 ba · 1,377 sqft · $207/sqft · 26 DOM
Sold · Jun ’26$360,000
81 LARAMIE DRIVE · same community
3 bd · 2 ba · 1,481 sqft · $243/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 26 LUTHER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26 LUTHER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
26 LUTHER DRIVE FAQs
What would the monthly payment be for 26 LUTHER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $706/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 26 LUTHER DRIVE?+
The most recent tax bill on record (2025) was $626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $78,000, this home is listed about 80% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 26 LUTHER DRIVE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 1ST GLOBAL REALTY, LLC · Larissa Johnson. MLS #FC318042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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