Eric Chery
$705,000$715,0004 bd3 ba2,697 sqft$261 /sqft$4,860 /mo all-in ↓

5 LAKESIDE PLACE E, PALM COAST, FL, 32137

Active84 days on marketListed Apr 28, 2026MLS #FC317993

Reduced $10KSingle Family ResidenceLAKE VIEW SUB

About this home

5 LAKESIDE PLACE E

Welcome to this stunning 2023 custom-built smart home, offering 4 bedrooms plus a dedicated office, 3 bathrooms and just shy of 2,700 sq ft of thoughtfully designed living space. From the moment you enter, you’re greeted by soaring 10-foot ceilings, elegant coffered details and a bright, open-concept layout centered around a spacious living area with a custom-built fireplace. The split floor plan provides privacy and functionality, with generously sized bedrooms featuring large closets throughout. The entire home features tile flooring throughout, offering both style and easy maintenance. The kitchen and bathrooms are finished with sleek black granite countertops. The primary suite offers a luxurious retreat with a beautifully tiled walk-in shower, spacious vanity with two separate sinks, large soaker tub, and water closet. The laundry room is spacious, with a separate utility sink and a newer Samsung Washer and Dryer that convey with the sale of the home. The three other bedrooms are located on the opposite of the home. Bedrooms 2 & 3 share a bathroom, while the fourth bedroom includes its own private bathroom with direct access to the lanai, ideal for guests or future pool use. Step outside to an oversized backyard providing added privacy and plenty of room to create your dream outdoor space. The home is already equipped with plumbing and electrical for an outdoor kitchen, as well as pre-plumbing and wiring for a future private pool. Additional highlights include an oversized 3-car garage and an extended driveway with a convenient turnaround for ample parking and ease of access. The garage attic is fully braced for storage and includes a 350 lb lift system. This home is loaded with smart and functional upgrades, including a smart sprinkler system with app control, surround sound wiring, a buried propane tank servicing the cooktop and a generator hookup for added peace of mind. A full gutter system is installed around the entire home. Located in a private community of just 48 homes, residents enjoy a private entrance, sidewalks, and low HOA dues of $327 quarterly. This move-in ready home combines modern design, quality construction, and future-ready outdoor potential in a highly desirable setting. Schedule your showing today to view this gorgeous home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,697

Sqft

0.33 ac

Lot size

3

Garage

2023

Year built

One

Levels

$261

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock · Slab
FacesSouthwest
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$109/mo
Taxes (2024)$6,267/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,860 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,804
PMI (est., until 20% equity)$264
Property tax — 2024 actual bill$522
HOA fee — from the listing$109
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,500
Interest rate6.00%
Loan term

Estimated payment

$4,860/mo

Principal & interest$3,804
PMI (est., until 20% equity)$264
Property taxes (actual bill)$522
HOA / condo fee$109
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $705K
$462KedgeAI estimate $502,312 · range $481K$556K$733K

vs edgeAI estimate

+40.4%

$/sqft vs LAKE VIEW SUB

$261 vs $1,050

Days on market

84 vs 47 typical

Where $261/sqft sits among the 6 homes for sale in LAKE VIEW SUB

3 · this home
2
0
0
0
1
$128–938$938–1748$1748–2558$2558–3367$3367–4177$4177+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 5 LAKESIDE PLACE E inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

1 of 6

LAKE VIEW SUB have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $705,000 $10K
Apr 28, 2026Listed at $715,000 · 84 days on market since
2023Built · LAKE VIEW SUB

Reality check

What actually sold near 5 LAKESIDE PLACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21 LAKESIDE PLACE WSold · Nov ’25

$625,000

21 LAKESIDE PLACE W · same community

5 bd · 3 ba · 2,706 sqft · $231/sqft · 15 DOM

550 W 51st St, Miami Beach FL 33140Sold · Mar ’26

$2,300,000

550 W 51st St, Miami Beach FL 33140 · same community

4 bd · 3 ba · 2,482 sqft · $927/sqft · 8 DOM

6 LAKESIDE PLACE ESold · Oct ’25

$665,000

6 LAKESIDE PLACE E · same community

3 bd · 3 ba · 2,937 sqft · $226/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5 LAKESIDE PLACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5 LAKESIDE PLACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5 LAKESIDE PLACE E FAQs

What would the monthly payment be for 5 LAKESIDE PLACE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,860/mo — principal and interest, the actual property-tax bill, the $109/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5 LAKESIDE PLACE E?+

The association fee works out to $109 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5 LAKESIDE PLACE E?+

The most recent tax bill on record (2024) was $6,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5 LAKESIDE PLACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $705,000, this home is listed about 78% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5 LAKESIDE PLACE E?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$705,000 runs 86% above the PALM COAST 32137 median — but at 2,697 sqft it's also 43% larger than the typical Palm Coast listing.

02Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $715,000, now $705,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTY EXCHANGE, LLC · Virginia Hammons. MLS #FC317993.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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