5405 WINDERMERE DRIVE, JACKSONVILLE, FL, 32211
Active118 days on marketListed Mar 27, 2026MLS #FC317272
About this home
5405 WINDERMERE DRIVE
Virtually Staged. Beautifully remodeled concrete block 3BR/2BA home with in-law suite, just blocks from Jacksonville University! This move-in ready property offers a versatile layout ideal for homeowners or investors. Features include wood-look vinyl flooring throughout living areas, bedrooms, and kitchen, with tile in bathrooms. The updated kitchen showcases stainless steel appliances, range, and dishwasher and opens to a dedicated dining area. Primary suite enjoys a private full bath. Interior washer/dryer hookups. Enjoy a spacious corner lot and backyard to make your own in addition to outdoor shed for extra storage, secure off-street parking with No HOA. Major updates include Roof (2021), HVAC (2021) Recently Serviced 2026, Updated Electrical (2026), Interior Paint (2026), Updated Kitchen (2021), Updated Bathrooms (2021), Water Heater (2021), New Blinds (2026). Convenient to Downtown Jacksonville, Beaches, Town Center and I-295. Don't miss this opportunity--schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,263
Sqft
0.22 ac
Lot size
1950
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,012 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,012/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$198 vs $176
Days on market
118 vs 32 typical
Where $198/sqft sits among the 138 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Monterey
Get to know Jacksonville. See the full Jacksonville guide →
Monterey — neighborhood snapshot
Population
3,189
Median age
45
Median income
$52,719
Median home value
$190,233
Avg household
2
Households w/ children
271
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$324K → $341K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
60 of 138
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the JACKSONVILLE 32211 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5405 WINDERMERE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$355,900
8918 SW Caprice Circle, Stuart FL 34997 · same community
3 bd · 2 ba · 1,250 sqft · $285/sqft · 129 DOM
Sold · May ’26$410,000
8897 SW Fishermans Wharf Drive, Stuart FL 34997 · same community
3 bd · 2 ba · 1,250 sqft · $328/sqft · 87 DOM
Sold · Jul ’26$499,000
13856 LAZY LANE · same community
2 bd · 2 ba · 1,384 sqft · $361/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5405 WINDERMERE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5405 WINDERMERE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5405 WINDERMERE DRIVE FAQs
What would the monthly payment be for 5405 WINDERMERE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,012/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5405 WINDERMERE DRIVE?+
The most recent tax bill on record (2025) was $3,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $249,900, this home is listed about 11% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5405 WINDERMERE DRIVE?+
Arlington Elementary School (elementary), Terry Parker High School (high), Arlington Middle School (middle), Fort Caroline Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$249,900 runs 148% above the JACKSONVILLE 32211 median.
02Time on market is leverage
118 days on market against a Jacksonville median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,999, now $249,900 — a $99 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC317272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Jacksonville homes, in your inbox
Like 5405 WINDERMERE DRIVE but not quite? A daily digest of every new listing in Jacksonville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →