890 A1A BEACH BOULEVARD UNIT 31, ST AUGUSTINE, FL, 32080
Active178 days on marketListed Jan 26, 2026MLS #FC315290
About this home
890 A1A BEACH BOULEVARD UNIT 31
Located in the desirable Sea Winds community of St. Augustine, this beautifully updated 2-bedroom, 2.5-bath condo offers the perfect blend of coastal living and investment potential. Enjoy peeks of ocean views and refreshing sea breezes from both the front and rear balconies, with the oversized front balcony providing ample space for outdoor dining or relaxing after a day at the beach. Inside, the unit features vinyl flooring throughout, a fully remodeled kitchen with newer appliances, and tastefully updated bathrooms. The living area is highlighted by a stylish electric fireplace, adding warmth and charm year-round. Sea Winds residents enjoy community beach access along with resort-style amenities including a pool and tennis courts. Whether you’re looking for a low-maintenance beach retreat, full-time residence, or income-producing investment, this condo checks all the boxes. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,232
Sqft
1
Garage
1982
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,722 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,722/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs St Augustine actives
$393 vs $244
Days on market
178 vs 39 typical
Where $393/sqft sits among the 179 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 179
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 890 A1A BEACH BOULEVARD UNIT 31
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$495,000
890 A1A BEACH BOULEVARD UNIT 59
2 bd · 2 ba · 1,224 sqft · $404/sqft · 8 DOM
Sold · Oct ’25$495,000
850 A1A BEACH BOULEVARD UNIT 43
3 bd · 2 ba · 1,300 sqft · $381/sqft · 13 DOM
Sold · Aug ’25$460,000
4250 A1A UNIT P18
2 bd · 2 ba · 1,044 sqft · $441/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 890 A1A BEACH BOULEVARD UNIT 31 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 890 A1A BEACH BOULEVARD UNIT 31 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
890 A1A BEACH BOULEVARD UNIT 31 FAQs
What would the monthly payment be for 890 A1A BEACH BOULEVARD UNIT 31?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,722/mo — principal and interest, the actual property-tax bill, the $982/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 890 A1A BEACH BOULEVARD UNIT 31?+
The association fee works out to $982 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 890 A1A BEACH BOULEVARD UNIT 31?+
The most recent tax bill on record (2025) was $6,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 890 A1A BEACH BOULEVARD UNIT 31?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $484,000, this home is listed about 10% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 890 A1A BEACH BOULEVARD UNIT 31?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST AUGUSTINE 32080 market on paper
$484,000 is 19% below the ST AUGUSTINE 32080 median of $599,500.
02Know the monthly fee
The association fee is $982/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
178 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $499,000, now $484,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DJ & LINDSEY REAL ESTATE · Alexia Cipollone. MLS #FC315290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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