Eric Chery
$549,000$674,0003 bd2 ba2,228 sqft$246 /sqft$4,468 /mo all-in ↓

159 STILLWATER DRIVE, FLAGLER BEACH, FL, 32136

Active210 days on marketListed Dec 22, 2025MLS #FC314779

Reduced $125KNew constructionSingle Family ResidenceVERANDA BAY

About this home

159 STILLWATER DRIVE

Under Construction. Come tour this Toll Brothers Community, Available to move into in 45 days, The Pompano blends luxury and charm with an alluring collection of living spaces perfect for relaxing. An extended foyer flows past a bright flex room revealing the spacious great room and a casual dining area, with views of the lovely rear covered lanai. Adjacent, the kitchen is expertly crafted, offering a large center island with breakfast bar, wraparound counter and cabinet space, and a roomy pantry. Defining the beautiful primary bedroom suite is a sizable walk-in closet and a deluxe primary bath with dual-sink vanity, a large luxe shower, and a private water closet. Secondary bedrooms can be found off the foyer, featuring large closets and a shared hall bath with dual-sink vanity. Additionally offered in the Pompano is easily accessible laundry and ample additional storage.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,228

Sqft

0.17 ac

Lot size

2

Garage

2025

Year built

One

Levels

$246

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Tankless Water Heater
InteriorIn Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$42/mo
Taxes (2025)$9,493/yr
PetsYes
CommunityMarina · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,468 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$791
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$4,468/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$791
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$522KedgeAI estimate $596,464 · range $544K$655K$682K

vs edgeAI estimate

−8%

$/sqft vs VERANDA BAY

$246 vs $261

Days on market

210 vs 68 typical

Where $246/sqft sits among the 6 homes for sale in VERANDA BAY

4 · this home
0
0
0
0
2
$216–265$265–314$314–362$362–411$411–459$459+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 159 STILLWATER DRIVE

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

4 of 6

VERANDA BAY have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,000 $125K
Dec 22, 2025Listed at $674,000 · 210 days on market since
2025Built · VERANDA BAY

Reality check

What actually sold near 159 STILLWATER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

60 RIBERA DRIVESold · Mar ’26

$485,000

60 RIBERA DRIVE · same community

3 bd · 2 ba · 2,186 sqft · $222/sqft · 41 DOM

160 STILLWATER DRIVESold · May ’26

$550,000

160 STILLWATER DRIVE · same community

3 bd · 2 ba · 2,114 sqft · $260/sqft · 96 DOM

68 RIBERA DRIVESold · May ’26

$635,000

68 RIBERA DRIVE · same community

2 bd · 2.5 ba · 2,369 sqft · $268/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 159 STILLWATER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 159 STILLWATER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

159 STILLWATER DRIVE FAQs

What would the monthly payment be for 159 STILLWATER DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,468/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 159 STILLWATER DRIVE?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 159 STILLWATER DRIVE?+

The most recent tax bill on record (2025) was $9,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 159 STILLWATER DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $549,000, this home is listed about 6% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 159 STILLWATER DRIVE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,000 runs 22% above the FLAGLER BEACH 32136 median.

02Time on market is leverage

210 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $674,000, now $549,000 — a $125K cut. The full history is in the market section below.

Listing courtesy of JACKSONVILLE TBI REALTY LLC · Brian Nelson. MLS #FC314779.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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