20 SEAMAN TRAIL N, PALM COAST, FL, 32164
Pending276 days on marketListed Oct 30, 2025MLS #FC313696
About this home
20 SEAMAN TRAIL N
SEMINOLE WOODS PALM COAST! OUTSTANDING LOCATION WITH LOTS OF PRIVACY!!!! This 3/2/2 with nearly 1800 square feet of living space rests near the end of a quiet cul-de-sac street with privacy to the rear as well as a large freshwater canal. This home boasts CONCRETE POURED WALLS, hurricane windows, 6" gutters, 4 zone WI-FI controlled irrigation system with well, total video security system with smart WI-FI and a large screened in lanai so you can enjoy your private backyard. Inside you will find a combination of carpet and tile with a huge master bedroom and a jacuzzi tub in the owner's suite. This home has only been used as a vacation home, never rented and never an ARBNB This home is in excellent condition, and the roof has a recent clear Wind Mitigation report for insurance presentation. The owner has recently installed a new 16 seer A/C unit and will have new roof installed before closing and you can choose the color. YOU WON'T FIND CONSTRUCTION LIKE THIS TODAY.......
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,796
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,610 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,610/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Palm Coast actives
$183 vs $223
Days on market
276 vs 47 typical
Where $183/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
172 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 SEAMAN TRAIL N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$325,000
4 SEATHORN PATH · same community
3 bd · 2 ba · 1,777 sqft · $183/sqft · 22 DOM
Sold · Jul ’26$340,000
30 SEA SERPENT TRAIL E · same community
4 bd · 2 ba · 1,824 sqft · $186/sqft · 1 DOM
Sold · Aug ’25$339,900
47 SMITH TRAIL · same community
4 bd · 2 ba · 1,755 sqft · $194/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20 SEAMAN TRAIL N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 SEAMAN TRAIL N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
20 SEAMAN TRAIL N FAQs
What would the monthly payment be for 20 SEAMAN TRAIL N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,610/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 SEAMAN TRAIL N?+
The most recent tax bill on record (2024) was $4,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $329,000, this home is listed about 17% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20 SEAMAN TRAIL N?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$329,000 is 3% below the PALM COAST 32164 median of $339,990, and at $183/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
276 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $345,000, now $329,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Randall Doyle. MLS #FC313696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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