Eric Chery
$859,0003 bd2.5 ba1,750 sqft$491 /sqft$6,125 /mo all-in ↓

7 SEBASTIAN AVENUE UNIT D, ST AUGUSTINE, FL, 32084

Active280 days on marketListed Oct 15, 2025MLS #FC313429

New constructionPrivate poolTownhouseRS GARNETT SUB

About this home

7 SEBASTIAN AVENUE UNIT D

Under Construction. With a location in the heart of Historic Downtown St. Augustine and only minutes to Vilano Beach, the Homes of 7 Sebastian Avenue effortlessly blend sophisticated design and luxury living. Developed by Ocean Life Homes, this exclusive four unit townhouse development is designed to comfortably accommodate those looking for low maintenance and a permanent residence, second home, or profitable investment opportunity. Each unit will boast a spacious two story, three bedroom, two and a half bath floor plan with a one car garage, and private 7x12 in ground pool. Interior finishings have been artfully curated to ensure only the highest quality products are utilized throughout each home. Outside, xeriscaping will be implemented to achieve minimal water usage with little to no irrigation required and pool maintenance will be included in the HOA fee. This is a rare opportunity to own a new construction luxury townhome, surrounded by shopping, dining, and walking distance to historic attractions in the epicenter of the Nation’s Oldest City. For further details and specifications, contact the us today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,750

Sqft

0.07 ac

Lot size

1

Garage

2026

Year built

Two

Levels

$491

Per sqft

Private poolCity viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
ViewCity
FacesNorth
ParkingDriveway · Off Street
ExteriorOther

Community & fees

HOA fee$370/mo
Taxes (2024)$7,653/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,125 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,635
PMI (est., until 20% equity)$322
Property tax — 2024 actual bill$638
HOA fee — from the listing$370
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,900
Interest rate6.00%
Loan term

Estimated payment

$6,125/mo

Principal & interest$4,635
PMI (est., until 20% equity)$322
Property taxes (actual bill)$638
HOA / condo fee$370
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Historic District

Map of 7 SEBASTIAN AVENUE UNIT D inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Historic District — neighborhood snapshot

Population

2,533

Median age

39

Median income

$44,681

Median home value

$532,087

Avg household

2

Households w/ children

127

For the school run

St. Johns County School District

Mky- Head Start /Dpp Pk School
ElementaryKetterlinus Elementary School★★★★
MiddleSebastian Middle School★★★★
HighSt. Augustine High School★★★★
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 158% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →

Paper trail

This home's history

Oct 15, 2025Listed at $859,000 · 280 days on market since
2026Built · RS GARNETT SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7 SEBASTIAN AVENUE UNIT D — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 SEBASTIAN AVENUE UNIT D — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

7 SEBASTIAN AVENUE UNIT D FAQs

What would the monthly payment be for 7 SEBASTIAN AVENUE UNIT D?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,125/mo — principal and interest, the actual property-tax bill, the $370/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7 SEBASTIAN AVENUE UNIT D?+

The association fee works out to $370 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7 SEBASTIAN AVENUE UNIT D?+

The most recent tax bill on record (2024) was $7,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7 SEBASTIAN AVENUE UNIT D?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $859,000, this home is listed about 95% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7 SEBASTIAN AVENUE UNIT D?+

Mky- Head Start /Dpp Pk School (), Ketterlinus Elementary School (elementary), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$859,000 runs 158% above the ST AUGUSTINE 32084 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

280 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mky- Head Start /Dpp Pk School, Ketterlinus Elementary School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Nicholas Linser. MLS #FC313429.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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