8550 A1A #208 S UNIT 2128, ST AUGUSTINE, FL, 32080
Active345 days on marketListed Aug 11, 2025MLS #FC311840
About this home
8550 A1A #208 S UNIT 2128
Experience the ultimate beachfront lifestyle in this stunning two-story, direct oceanfront townhome in the highly sought-after Summerhouse community! Step inside to find a beautifully updated kitchen featuring crisp white cabinets, granite countertops, and stainless steel appliances. The open-concept living and dining area flows seamlessly to a covered balcony, where you’ll enjoy breathtaking, unobstructed views of the Atlantic Ocean. Upstairs, both bedrooms offer their own ensuite bathrooms for comfort and privacy. The primary suite boasts a remodeled walk-in shower, adding a touch of spa-like luxury to your daily routine. As a Summerhouse resident, you’ll have access to an incredible array of resort-style amenities, including two heated pools, four private beach walkovers, RV/boat parking, pickleball and tennis courts, basketball courts, a fitness center, clubhouse, playground, on-site rental office, and a gated entrance for peace of mind. Whether you’re looking for a full-time residence, vacation getaway, or investment property, this oceanfront gem offers the perfect blend of comfort, style, and coastal living.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,064
Sqft
0 ac
Lot size
1980
Year built
Two
Levels
$582
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,304 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,304/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs St Augustine actives
$582 vs $241
Days on market
345 vs 39 typical
Where $582/sqft sits among the 178 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 178
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 8550 A1A #208 S UNIT 2128
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$380,000
8550 A1A #222 S UNIT 22122 · same community
2 bd · 2 ba · 1,064 sqft · $357/sqft · 142 DOM
Sold · May ’26$425,000
8550 A1A S UNIT 228 · same community
2 bd · 2 ba · 1,064 sqft · $399/sqft · 458 DOM
Sold · Dec ’25$460,000
8550 A1A S UNIT 347
2 bd · 2.5 ba · 1,064 sqft · $432/sqft · 563 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8550 A1A #208 S UNIT 2128 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8550 A1A #208 S UNIT 2128 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8550 A1A #208 S UNIT 2128 FAQs
What would the monthly payment be for 8550 A1A #208 S UNIT 2128?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8550 A1A #208 S UNIT 2128?+
The most recent tax bill on record (2024) was $6,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8550 A1A #208 S UNIT 2128?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $619,000, this home is listed about 41% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8550 A1A #208 S UNIT 2128?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
345 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $689,000, now $619,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES, · Karen Lindsey. MLS #FC311840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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