164 MOONLITE DRIVE, WELAKA, FL, 32193
Active349 days on marketListed Aug 8, 2025MLS #FC311427
About this home
164 MOONLITE DRIVE
"The View You Did Not See Coming!" Explore premier riverfront living on the St. Johns River with this beautifully updated 3-bedroom, 2-bath home in the highly sought-after Sportsman's Harbor community in Welaka, FL. This Welaka riverfront property offers 1,968 sq ft of comfortable living space and an impressive 118 feet of direct St. Johns River frontage—ideal for anyone seeking a waterfront home in Northeast Florida. Built as a conventional, site-constructed home, the property features durable vinyl siding and a long-lasting metal roof, creating a low-maintenance riverfront residence perfect for year-round enjoyment. Boaters will appreciate the private dock, boat house with two lifts, and shared T-dock—excellent for fishing, cruising, or accessing the Intracoastal Waterway. The home also includes a storage shed and a 2-car carport for added convenience and functionality. Inside, this Welaka riverfront home showcases luxury vinyl plank flooring throughout, a modern kitchen with granite countertops, and a neutral interior design that appeals to a wide range of buyers. Two screened back porches offer peaceful outdoor living spaces overlooking the St. Johns River, and a dedicated laundry area enhances everyday practicality. If you're searching for a St. Johns River home for sale, a Welaka waterfront property, or a Northeast Florida boating community, this residence offers a rare combination of location, views, and lifestyle. Experience exceptional riverfront livingschedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,968
Sqft
0.13 ac
Lot size
1989
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,234 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,234/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Welaka
Get to know Welaka. See the full Welaka guide →
WELAKA 32193 — neighborhood snapshot
Population
1,200
Median age
57.8
Median income
$55,441
Median home value
$271,800
Avg household
1.94
Households w/ children
81%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Welaka market
$359K → $430K
Welaka median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, Welaka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the WELAKA 32193 median. See the full Welaka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 164 MOONLITE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 164 MOONLITE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
164 MOONLITE DRIVE FAQs
What would the monthly payment be for 164 MOONLITE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 164 MOONLITE DRIVE?+
The most recent tax bill on record (2024) was $815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 164 MOONLITE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Welaka?+
At $475,000, this home is listed about 61% above the Welaka median of $294,999. The market section on this page shows how the area is trending.
Which schools are assigned to 164 MOONLITE DRIVE?+
Crescent City Junior-Senior High School (high), Browning-Pearce Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 90% above the WELAKA 32193 median — but at 1,968 sqft it's also 68% larger than the typical Welaka listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
349 days on market against a Welaka median of 18 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $584,900, now $475,000 — a $110K cut. The full history is in the market section below.
Listing courtesy of IHEART REALTY INC. · DIANNE Pittman. MLS #FC311427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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