234 STILLWATER DRIVE, FLAGLER BEACH, FL, 32136
Active401 days on marketListed Jun 18, 2025MLS #FC310623
About this home
234 STILLWATER DRIVE
WOW !!! Homesite in the NEW upscale Gated Intracoastal Community of VERANDA BAY. Downtown Flagler Beach with restaurants, beaches, retail shops is minutes away. 80 FT x 140 Ft. Located on quiet cul-de-sac. Backs up to conservation area. Public water and sewer. Underground utilities. Build your custom home with the approved Builders. They is a build time involved. Planned Amenities include a Clubhouse with resort style amenities, pool, fitness center, pickleball, tennis, dog park. Future Marina is planned. Close to restaurants, shopping, retail, Publix, Churches, Banks, Doctor Offices, Hospital, Biking trails, Movie Theater, Airport, Interstate I-95. Beaches 5 minutes away. Golf Course 9 minutes away. Cleared homesite. Ready to build. Rare luxury lifestyle awaits. Don't Hesitate. LET'S TALK !!!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,821 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,821/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 234 STILLWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$550,000
160 STILLWATER DRIVE · same community
3 bd · 2 ba · 2,114 sqft · $260/sqft · 96 DOM
Sold · Mar ’26$485,000
60 RIBERA DRIVE · same community
3 bd · 2 ba · 2,186 sqft · $222/sqft · 41 DOM
Sold · May ’26$635,000
68 RIBERA DRIVE · same community
2 bd · 2.5 ba · 2,369 sqft · $268/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 234 STILLWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 234 STILLWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
234 STILLWATER DRIVE FAQs
What would the monthly payment be for 234 STILLWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,821/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 234 STILLWATER DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 234 STILLWATER DRIVE?+
The most recent tax bill on record (2025) was $2,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 234 STILLWATER DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $222,000, this home is listed about 62% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 234 STILLWATER DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$222,000 is 51% below the FLAGLER BEACH 32136 median of $449,945.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
401 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $229,000, now $222,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA FIRST REAL ESTATE COMP · John Rogell. MLS #FC310623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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