
104 LAUREL WOOD WAY UNIT 207, ST AUGUSTINE, FL, 32086
Active668 days on marketListed Sep 23, 2024MLS #FC304100
About this home
104 LAUREL WOOD WAY UNIT 207
This 2nd story 3 bedroom 2 bath unit in Belle Haven offers a screened porch overlooking woodlands. 3rd bedroom doubles as office/guest room. This spacious unit in quiet community south of Moultrie Publix is located convenient to schools, shopping, churches, library and just a quick ride to Crescent Beach! Complex offers, clubhouse, pool with lake view, fitness center and Community Activities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,376
Sqft
0 ac
Lot size
2006
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St. Augustine Shores Estates
Get to know St Augustine. See the full St Augustine guide →
St. Augustine Shores Estates — neighborhood snapshot
Population
7,891
Median age
53
Median income
$70,440
Median home value
$283,967
Avg household
2
Households w/ children
795
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 104 LAUREL WOOD WAY UNIT 207 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 LAUREL WOOD WAY UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
104 LAUREL WOOD WAY UNIT 207 FAQs
What would the monthly payment be for 104 LAUREL WOOD WAY UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,616/mo — principal and interest, the actual property-tax bill, the $493/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 104 LAUREL WOOD WAY UNIT 207?+
The association fee works out to $493 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 104 LAUREL WOOD WAY UNIT 207?+
The most recent tax bill on record (2023) was $2,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 104 LAUREL WOOD WAY UNIT 207?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $275,900, this home is listed about 37% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 104 LAUREL WOOD WAY UNIT 207?+
W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32086 market on paper
$275,900 is 3% below the ST AUGUSTINE 32086 median of $284,000, and at $201/sqft it sits under the St Augustine average of $309.
02Time on market is leverage
668 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
W. Douglas Hartley Elementary, Gamble Rogers Middle School, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $295,000, now $275,900 — a $19K cut. The full history is in the market section below.
Listing courtesy of TEAM 100 REALTY · Teresa Mercurio. MLS #FC304100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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