2483 HERRON TERRACE, PORT CHARLOTTE, FL, 33981
Active61 days on marketListed Jun 5, 2026MLS #D6147671
About this home
2483 HERRON TERRACE
Virtually Staged. HOT!!! REDUCED $40,000. Experience the ultimate in waterfront luxury in this stunning, never-occupied custom residence, completed in December 2025. A brand-new private dock with boat lift, finished in May 2026, makes this exceptional property truly move-in ready for the boating enthusiast. Thoughtfully designed with upscale finishes, modern coastal elegance, and exceptional attention to detail, this elevated home was built above the base flood elevation to help reduce the risk of floodwaters reaching the living areas and minimize potential flood damage. Located in one of Southwest Florida's premier boating communities, this property offers direct, no-bridge access to the Gulf of Mexico and is just minutes from Englewood Beach. Enjoy the Florida waterfront lifestyle with boating, fishing, paddleboarding, and unforgettable sunsets right from your backyard. For added peace of mind, the remaining transferable builder warranties for both the home and the pool will convey to the new owner. This model-quality home sits on a prime waterfront lot with a large seawall, providing plenty of space for your boat, jet skis, and other watercraft. Inside, the open-concept floor plan features soaring ceilings, expansive living spaces, and abundant natural light. The designer kitchen is the heart of the home, showcasing premium quartz countertops, custom cabinetry, high-end finishes, and an oversized upgraded island that's perfect for entertaining. Impact-rated sliding glass doors and hurricane-impact windows enhance safety, energy efficiency, and indoor-outdoor living while helping keep insurance costs lower. Built to current county codes and elevated above the required flood elevation, this home combines luxury with quality construction. Step outside to your private resort-style retreat featuring a sparkling pool, relaxing spa, fully equipped outdoor kitchen, outdoor wine refrigerator, spacious covered lanai, and breathtaking waterfront views. Whether entertaining guests or enjoying a quiet evening at home, this outdoor living space delivers the best of Florida living. This is more than just a home—it's a luxury waterfront lifestyle. Bring your boat and start living the dream. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,197
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$605
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,026 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,026/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+104.7%
$/sqft vs PORT CHARLOTTE SEC 060
$605 vs $300
Days on market
61 vs 59 typical
Where $605/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 22
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3289% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2483 HERRON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$470,000
12325 MITCHELL TERRACE · same community
4 bd · 2.5 ba · 2,144 sqft · $219/sqft · 391 DOM
Sold · Dec ’25$398,900
12482 KNEELAND TERRACE · same community
4 bd · 3 ba · 2,265 sqft · $176/sqft · 0 DOM
Sold · Mar ’26$800,000
2540 KLASS TERRACE · same community
3 bd · 2 ba · 2,117 sqft · $378/sqft · 507 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2483 HERRON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2483 HERRON TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2483 HERRON TERRACE FAQs
What would the monthly payment be for 2483 HERRON TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2483 HERRON TERRACE?+
The most recent tax bill on record (2025) was $2,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2483 HERRON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,330,000, this home is listed about 303% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2483 HERRON TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,330,000 runs 3289% above the PORT CHARLOTTE 33981 median — but at 2,197 sqft it's also 34% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,350,000, now $1,330,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Imelda Langley. MLS #D6147671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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