24437 HARBORVIEW ROAD UNIT 99, PUNTA GORDA, FL, 33980
Active70 days on marketListed May 15, 2026MLS #D6147457
About this home
24437 HARBORVIEW ROAD UNIT 99
Welcome to easy, peaceful living where your mornings start with coffee under the carport, a gentle breeze coming off the water, and the quiet rhythm of a community designed for relaxation. Tucked inside a charming 55+ waterfront community along the Peace River, this TURNKEY home offers a lifestyle that feels a world away from the everyday rush. Step inside and you’re greeted with a bright, open layout that invites you to settle in right away. The spacious great room becomes the heart of the home, perfect for hosting friends, enjoying a quiet evening, or simply unwinding after a day on the water. The kitchen offers plenty of cabinetry and workspace, making it easy to stay organized while preparing meals or entertaining. The primary suite provides a comfortable retreat with a walk-in closet and private bath, while the second bedroom and full guest bath with space for visitors or hobbies. With everything thoughtfully laid out on one level, daily living feels simple and convenient. Outside is where this lifestyle truly shines. Spend your afternoons casting a line right within the community or launching your boat from the private ramp just moments away. From here, you have direct access to the scenic Peace River, which flows into Charlotte Harbor, opening up endless opportunities for boating, waterfront dining, and some of Southwest Florida’s best fishing. Whether you enjoy a quiet morning along the riverbanks or heading out toward the harbor, it’s all right at your fingertips. Recent updates add even more value and peace of mind, including a 2025 roof, 2025 water heater, and new skirting completed in 2023. The included share certificate means you own the land, adding long-term value and peace of mind, while the low monthly fee covers water, sewer, and maintenance so you can focus on enjoying your surroundings. Whether you're looking for a seasonal escape or a full-time residence, this is a place where you can truly settle in, connect with nature, and enjoy the laid-back Florida lifestyle every single day.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.07 ac
Lot size
2005
Year built
One
Levels
$102
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.3%
$/sqft vs Punta Gorda actives
$102 vs $209
Days on market
70 vs 59 typical
Where $102/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24437 HARBORVIEW ROAD UNIT 99
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$109,114
24437 HARBORVIEW ROAD UNIT 114 · same community
2 bd · 2 ba · 896 sqft · $122/sqft · 84 DOM
Sold · Jul ’26$65,000
24437 HARBOR VIEW ROAD UNIT 13 · same community
2 bd · 2 ba · 864 sqft · $75/sqft · 55 DOM
Sold · Dec ’25$90,000
20 MARY LU MHP · same community
2 bd · 2 ba · 1,056 sqft · $85/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24437 HARBORVIEW ROAD UNIT 99 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24437 HARBORVIEW ROAD UNIT 99 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
24437 HARBORVIEW ROAD UNIT 99 FAQs
What would the monthly payment be for 24437 HARBORVIEW ROAD UNIT 99?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,185/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24437 HARBORVIEW ROAD UNIT 99?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24437 HARBORVIEW ROAD UNIT 99?+
The most recent tax bill on record (2025) was $1,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24437 HARBORVIEW ROAD UNIT 99?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $98,300, this home is listed about 71% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 24437 HARBORVIEW ROAD UNIT 99?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Jenn Philbrick. MLS #D6147457.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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