11 BOCILLA DRIVE, PLACIDA, FL, 33946
Active122 days on marketListed Mar 23, 2026MLS #D6146723
About this home
11 BOCILLA DRIVE
BOCILLA LAGOON COASTAL COTTAGE | PALM ISLAND Welcome to your island escape on sought-after “Palm” Island, where relaxed coastal living and natural beauty come together. This charming 2 bedroom, 2 bath cottage is perfectly positioned on Bocilla Lagoon with partial Gulf views, offering the best of both sunrise serenity and sunset skies. Inside, the home is full of warmth and character with beautiful hardwood flooring, French doors, and an open, light-filled layout that captures the essence of island living. The primary suite features a private ensuite bath, while guest accommodations provide comfort and privacy for family and visitors alike. Large bonus room/loft leaves room for overflow guests or possible office/studio. Step out onto the front porch and unwind as you watch breathtaking sunsets each evening, or take a short stroll to the beach to dip your toes in the sand as the sun meets the horizon. For boating and water enthusiasts, the private dock and 10,000 LB lift on Bocilla Lagoon provide quick access—approximately 5 minutes to the Intracoastal Waterway and just 20 minutes to the Gulf via two bridges. Launch a kayak right from your backyard or relax in your private dockside sitting area while the day’s catch is cleaned. Whether you’re looking for a personal retreat, investment opportunity, or both, this property offers excellent rental potential. Palm Island is one of the few places left where life slows down—featuring quiet, pristine beaches filled with shells and sharks’ teeth, world-class fishing, and year-round sunshine.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,088
Sqft
0.24 ac
Lot size
1978
Year built
One
Levels
$780
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,873 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,873/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+106.5%
Days on market
122 vs 91 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2326% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 BOCILLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 BOCILLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
11 BOCILLA DRIVE FAQs
What would the monthly payment be for 11 BOCILLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,873/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11 BOCILLA DRIVE?+
The most recent tax bill on record (2025) was $9,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $849,000, this home is listed about 31% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11 BOCILLA DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 2326% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $895,000, now $849,000 — a $46K cut. The full history is in the market section below.
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6146723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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