260 KETTLE HARBOR DRIVE, PLACIDA, FL, 33946
Active279 days on marketListed Oct 18, 2025MLS #D6144325
About this home
260 KETTLE HARBOR DRIVE
Three bedroom two bath island house with remodeled bathroom, kitchen and flooring. New appliances and quartz countertops in the kitchen with an open floorplan in the living area. Backyard boasts a large swimming pool and spa with plenty of open space. Repairs from the hurricanes are as follows: siding, screened porch, portion of the deck leading to the dock, pool equipment, downstairs storage and drywall and flooring. Other updates: new hot water heater, electrical and kitchen, flooring. Don Pedro-Knight-Palm Island is a bridgeless barrier island situated between Sarasota/Tampa to the north and Ft. Myers/Naples to the south. Accessible only via private boat or a 4 minute car passenger ferry ride. Enjoy the serene island life: walking the secluded beaches searching for shells and shark's teeth, biking, swimming, fishing for your dinner, paddle boarding, kayaking and much more. This home is just a few minutes to the beach in a golf cart. Buy your piece of paradise today!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,426
Sqft
0.25 ac
Lot size
1978
Year built
Two
Levels
$824
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,075 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,075/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+96.3%
$/sqft vs PALM ISLAND ESTATES UN 4
$824 vs $664
Days on market
279 vs 91 typical
Where $824/sqft sits among the 11 homes for sale in PALM ISLAND ESTATES UN 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
3 of 11
PALM ISLAND ESTATES UN 4 have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3257% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 260 KETTLE HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,100,000
180 S GULF BOULEVARD · same community
3 bd · 2 ba · 1,697 sqft · $648/sqft · 329 DOM
Sold · Jun ’26$1,700,000
121 BOCILLA DRIVE · same community
3 bd · 3.5 ba · 2,558 sqft · $665/sqft · 154 DOM
Sold · Mar ’26$1,050,000
8 ADELE WAY
2 bd · 2 ba · 1,387 sqft · $757/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 260 KETTLE HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 260 KETTLE HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
260 KETTLE HARBOR DRIVE FAQs
What would the monthly payment be for 260 KETTLE HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,075/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 260 KETTLE HARBOR DRIVE?+
The most recent tax bill on record (2024) was $13,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 260 KETTLE HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,175,000, this home is listed about 81% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 260 KETTLE HARBOR DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,175,000 runs 3257% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
279 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ISLANDER PROPERTIES INC · Robin Madden. MLS #D6144325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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