11957 FIVE WATERS CIRCLE, FORT MYERS, FL, 33913
Active0 days on marketListed Aug 2, 2026MLS #C7529070
About this home
11957 FIVE WATERS CIRCLE
Thoughtfully designed and picturesque lake views set the stage for this beautifully appointed villa in the sought-after gated community of Marina Bay. Tastefully decorated with two bedrooms plus a den, a formal dining room, and an open-concept floor plan, the residence showcases designer finishes, custom wall molding, soaring tray ceilings, crown molding, and seamless indoor-outdoor living enhanced by an extended lanai with panoramic-screen, overlooking tranquil long lake views. The gourmet kitchen features quartz countertops, stainless steel appliances, stylish subway tile backsplash, abundant cabinetry, and breakfast bar seating. A formal dining room offers an exquisite for hosting elegant gatherings, while the versatile den provides exceptional flexibility as a home office, media room, or guest retreat. The private primary suite overlooks the lake and features two walk-in closets and an ensuite bath with dual vanities and a large shower. The spacious lanai offers tranquil long lake views with minimal visual obstruction, creating an exceptional outdoor living space for morning coffee, evening cocktails, or simply unwinding while enjoying Southwest Florida's beautiful weather. Marina Bay offers a resort-inspired lifestyle with a clubhouse, resort-style pool, lap pool, state-of-the-art fitness center, indoor sports court, tennis, pickleball, basketball, billiards, aerobics studio, playground, splash pad, and an active calendar of social events. Ideally located near Southwest Florida International Airport, Gulf Coast Town Center, Florida Gulf Coast University, Topgolf, exceptional shopping and dining, and the area's beautiful Gulf beaches, this home offers the perfect combination of luxury, convenience, and an exceptional location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,857
Sqft
0.13 ac
Lot size
2
Garage
2015
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Arborwood
Get to know Fort Myers. See the full Fort Myers guide →
Arborwood — neighborhood snapshot
Population
7,416
Median age
60
Median income
$118,554
Median home value
$536,957
Avg household
2
Households w/ children
631
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $413K
Fort Myers median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the FORT MYERS 33913 median. See the full Fort Myers market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11957 FIVE WATERS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11957 FIVE WATERS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
11957 FIVE WATERS CIRCLE FAQs
What would the monthly payment be for 11957 FIVE WATERS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,823/mo — principal and interest, the actual property-tax bill, the $393/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11957 FIVE WATERS CIRCLE?+
The association fee works out to $393 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11957 FIVE WATERS CIRCLE?+
The most recent tax bill on record (2025) was $3,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11957 FIVE WATERS CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $475,000, this home is listed about 45% above the Fort Myers median of $327,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11957 FIVE WATERS CIRCLE?+
Treeline Elementary School (elementary), Paul Laurence Dunbar Middle School (middle), Ray V. Pottorf Elementary School (elementary), Gateway High School (high), Gateway Elementary School (elementary), Colonial Elementary School (elementary), Lehigh Senior High School (high), Riverdale High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 46% above the FORT MYERS 33913 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Fort Myers market that averages 49 — if it fits, move quickly.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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