3753 STABILE ROAD, ST JAMES CITY, FL, 33956
Active2 days on marketListed Jul 31, 2026MLS #C7528952
About this home
3753 STABILE ROAD
Fantastic Waterfront Pool Home in Saint James City on Pine Island! Large & Rare square footage! This lovely three bedroom two and a half bathroom Pool home is located on Pine Island which is just North of Sanibel Island. You will enjoy complete water access to The Gulf, all of the Islands and the local restaurants. Go to Lunch on your Boat. Froggy's is a short walk from the house as is The St. Jude Nature Trail. Relax by the pool and enjoy the wonderful sunshine of Southwest Florida. Fort Myers / RSW Airport is a short distance or fly direct from many areas into Punta Gorda Airport. You will have the beauty of being on Pine Island but not a far drive to the new Publix and waterfront restaurants from Pine Island to Naples. Some important features for this lovely home: 10,000 lb boat lift right in your backyard!, propane used for stove, water heater & dryer, oversized entertaining areas; Great room & Living room. Newer screened in Lanai / pool area. Total square footage with home, garage & pool area is 3,775 sqare feet which gives ample entertaining room & space. Don't hesitate - make your appointment today to see this absolutely stunning residence.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,088
Sqft
0.22 ac
Lot size
2
Garage
1996
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,926 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,926/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St James City actives
$330 vs $437
Days on market
2 vs 109 typical
Where $330/sqft sits among the 11 St James City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Jude Harbors
Get to know St James City. See the full St James City guide →
St Jude Harbors — neighborhood snapshot
Population
225
Median age
59
Median income
$61,435
Median home value
$322,700
Avg household
2
Households w/ children
14%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St James City market
$543K → $535K
St James City median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
5 of 11
St James City actives have cut their price
Median sold price, St James City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the ST JAMES CITY 33956 median. See the full St James City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3753 STABILE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$519,000
Nearby listing · same community
2 bd · 2 ba · 94 DOM
Sold · Aug ’25$875,000
3704 BAYVIEW AVENUE
3 bd · 3 ba · 1,921 sqft · $455/sqft · 82 DOM
Sold · Mar ’26$535,000
3236 6TH AVENUE
2 bd · 3 ba · 1,456 sqft · $367/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3753 STABILE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3753 STABILE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3753 STABILE ROAD FAQs
What would the monthly payment be for 3753 STABILE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,926/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3753 STABILE ROAD?+
The most recent tax bill on record (2025) was $9,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3753 STABILE ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St James City?+
At $690,000, this home is listed about 8% above the St James City median of $637,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3753 STABILE ROAD?+
Ida S. Baker High School (high), Gulf Middle School (middle), Pine Island Elementary School (elementary), Trafalgar Middle School (middle), Cape Coral High School (high), Mariner High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$690,000 runs 38% above the ST JAMES CITY 33956 median — but at 2,088 sqft it's also 16% larger than the typical St James City listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a St James City market that averages 109 — if it fits, move quickly.
04Strong assigned schools
Ida S. Baker High School, Gulf Middle School, Pine Island Elementary School, Trafalgar Middle School, Cape Coral High School, Mariner High School, North Fort Myers High School, Island Coast High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AVENUE SUNSHINE REAL ESTATE · Marie Kinard. MLS #C7528952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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