311 GILL STREET, PUNTA GORDA, FL, 33950
Active19 days on marketListed Jul 16, 2026MLS #C7528438
About this home
311 GILL STREET
Located along one of Punta Gorda’s historic brick streets, this four-bedroom home offers distinctive Old Florida character in the heart of downtown. Mature trees and lush tropical vegetation surround the property, creating a private, garden-like setting while keeping you close to the city’s most popular destinations. Please note, that this parcel consists of 2 platted lots! Inside, the spacious layout provides plenty of flexibility for everyday living, guests, a home office, or investment use. An oversized screened lanai with vaulted wood ceilings expands the living space and provides an inviting setting for relaxing or entertaining year-round. The detached four-car garage offers exceptional room for vehicles, recreational equipment, storage, or a workshop. From here, enjoy biking or strolling along the Harborwalk, visiting Gilchrist and Laishley parks, exploring Fishermen’s Village, or dining at nearby waterfront restaurants. With marinas, boating, the harbor, and downtown attractions just minutes away, this property presents an excellent opportunity as a primary residence, vacation retreat, or investment in one of Southwest Florida’s most charming coastal communities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,774
Sqft
0.23 ac
Lot size
4
Garage
1949
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,378 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,378/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.3%
$/sqft vs Punta Gorda actives
$191 vs $205
Days on market
19 vs 59 typical
Where $191/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 GILL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$553,000
1470 APPIAN DRIVE
3 bd · 2 ba · 1,764 sqft · $313/sqft · 12 DOM
Sold · Dec ’25$473,000
808 SANTA MARGERITA LANE
3 bd · 2 ba · 1,790 sqft · $264/sqft · 4 DOM
Sold · Jun ’26$584,000
918 MESSINA DRIVE
3 bd · 2 ba · 1,755 sqft · $333/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 311 GILL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 GILL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
311 GILL STREET FAQs
What would the monthly payment be for 311 GILL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,378/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 311 GILL STREET?+
The most recent tax bill on record (2025) was $865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 311 GILL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $339,000, this home is priced right at the Punta Gorda median.
Which schools are assigned to 311 GILL STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · John Bockin. MLS #C7528438.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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