Eric Chery
$349,9003 bd2 ba1,884 sqft$186 /sqft$2,887 /mo all-in ↓

27055 CHILE DRIVE, PUNTA GORDA, FL, 33983

Active67 days on marketListed May 17, 2026MLS #C7525970

Private poolSingle Family ResidencePUNTA GORDA ISLES SEC 20

Come see it

Upcoming open house

Sun, Jul 26

2:00 PM – 4:00 PM

Open House hosted by Realtor Lori Ann Mertens with Keller Williams Peace River Partners. You can call or text Lori Ann at 941-457-7072. This 3 bedroom, 2 bath pool home is ready for new owners.

About this home

27055 CHILE DRIVE

Discover Southwest Florida lifestyle at 27055 Chile Dr in the deed-restricted community of Deep Creek. Nestled on a quiet cul-de-sac street in desirable Section 20, this well-maintained residence is designed for both everyday living and entertaining enjoyment. Step inside and appreciate the spacious layout featuring a large living room, family room, and a formal dining room that also makes an ideal flex space or bonus room. The kitchen is designed for gathering with abundant counter space, serving windows, and seamless flow into the main living areas. One of the most desirable features of this home is how the primary bedroom and multiple living spaces all open to and overlook the expansive lanai and sparkling in-ground pool, creating the true Florida indoor-outdoor lifestyle buyers dream about. The pool has recently been resurfaced, adding fresh appeal to this backyard retreat. A beautiful greenbelt behind the home enhances privacy and provides a peaceful natural setting. Additional highlights include a durable tile roof, generous living areas, and a location in one of the quieter and less traveled sections of Deep Creek. Residents appreciate Deep Creek’s low annual HOA fees and beautifully maintained common areas including freshwater lakes, canals, greenbelts, playgrounds, tennis courts, and park areas. Golf enthusiasts will enjoy nearby Deep Creek Golf Club, a semi-private Mark McCumber-designed course known for its scenic Florida landscape, challenging fairways, driving range, putting green, grill room, and optional membership opportunities. Deep Creek is also admired for having some of the higher elevations in Southwest Florida, with many homes not requiring flood insurance. Outdoor recreation is everywhere nearby including Harbour Heights Park featuring a public boat ramp, fishing pier, playgrounds, picnic areas, and access to the beautiful Peace River. Commuters and travelers appreciate the easy access to I-75 from both Kings Highway and Harborview Road, making travel throughout Southwest Florida convenient. Families are drawn to the area for its peaceful setting and community elementary school. Beyond the neighborhood, enjoy everything that makes Southwest Florida so special — year-round farmers markets, festivals, air and boat shows, golf courses, spring training baseball, boating, fishing, and world-famous Gulf beaches including Sanibel Island, Boca Grande, Englewood, Venice, and Sarasota. This is more than just a home — it is an opportunity to enjoy the relaxed Florida lifestyle with room to entertain, unwind, and create lasting memories.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,884

Sqft

0.22 ac

Lot size

2

Garage

1989

Year built

One

Levels

$186

Per sqft

Private poolPark/Greenbelt & Pool viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Pool
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorLighting

Community & fees

HOA fee$18/mo
Taxes (2025)$5,930/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Public Boat Ramp · River · Water Access · Association Recreation - Owned · Golf · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,887 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$494
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,887/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$494
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $381,267 · range $372K$403K$419K

vs edgeAI estimate

−8.2%

$/sqft vs PUNTA GORDA ISLES SEC 20

$186 vs $189

Days on market

67 vs 59 typical

Where $186/sqft sits among the 41 homes for sale in PUNTA GORDA ISLES SEC 20

19
6 · this home
4
5
3
4
$162–182$182–201$201–220$220–239$239–259$259+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Map of 27055 CHILE DRIVE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

20 of 41

PUNTA GORDA ISLES SEC 20 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 383% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

May 17, 2026Listed at $349,900 · 67 days on market since
1989Built · PUNTA GORDA ISLES SEC 20

Reality check

What actually sold near 27055 CHILE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

295 PORTO ALEGRE STREETSold · Sep ’25

$330,000

295 PORTO ALEGRE STREET · same community

3 bd · 2 ba · 1,865 sqft · $177/sqft · 124 DOM

25385 SULLAN COURTSold · Dec ’25

$286,000

25385 SULLAN COURT · same community

3 bd · 2 ba · 1,920 sqft · $149/sqft · 36 DOM

293 MARACA STREETSold · May ’26

$280,000

293 MARACA STREET · same community

3 bd · 2 ba · 1,811 sqft · $155/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 27055 CHILE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27055 CHILE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

27055 CHILE DRIVE FAQs

What would the monthly payment be for 27055 CHILE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,887/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 27055 CHILE DRIVE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 27055 CHILE DRIVE?+

The most recent tax bill on record (2025) was $5,930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27055 CHILE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $349,900, this home is listed about 1% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 27055 CHILE DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,900 runs 383% above the PUNTA GORDA 33983 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KW PEACE RIVER PARTNERS · Cynthia Logan. MLS #C7525970.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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