8320 RIVERSIDE DRIVE UNIT 75, PUNTA GORDA, FL, 33982
Active133 days on marketListed Mar 13, 2026MLS #C7523244
About this home
8320 RIVERSIDE DRIVE UNIT 75
Beautifully furnished home or investment opportunity located in Lazy Lagoon, a 55+ waterfront community on Shell Creek! This cozy home features 2 bedrooms, 2 bathrooms, and a convenient carport, offering comfort and functionality in a peaceful setting. Inside, you’ll find updated flooring, newer windows, fresh paint, and thoughtful upgrades throughout the home. The interior has a bright and welcoming feel that makes everyday living easy and enjoyable. With its move-in ready condition and great location, this property also offers strong potential as an investment opportunity within a popular waterfront neighborhood. Step inside and enjoy all-new flooring throughout the home with absolutely no carpet, creating a clean and modern look that is easy to maintain. The updated kitchen is both stylish and practical, featuring attractive finishes and plenty of space for cooking and storage. Custom wood-plank accents add warmth and character, giving the home a unique coastal touch. A built-in dining buffet provides extra storage and a perfect spot for serving meals or displaying décor. Recent upgrades include a newer air conditioning system and updated windows, providing comfort, efficiency, and added peace of mind. Outdoor living is just as enjoyable. The large carport offers plenty of covered parking and space to relax outdoors. A private workshop and storage shed provide room for tools, hobbies, or additional storage needs. Sidewalks and a paved sundeck create inviting outdoor spaces to enjoy fresh air and warm Florida sunshine. Residents of the Lazy Lagoon community also enjoy excellent amenities, including a boat ramp, dock, fish cleaning station, clubhouse, and shuffleboard courts. Low HOA fees help keep living costs manageable and include water, sewer, and trash services. This property is ideal for a seasonal retreat or comfortable year-round living in a waterfront setting. Lazy Lagoon isn’t just a place to live; it’s a lively waterfront community with many great features. Residents enjoy a private road, extra guest parking, and an exclusive boat ramp that makes it easy to launch a boat or kayak and explore the scenic waters of Shell Creek. For fishing enthusiasts, the convenient fish cleaning station helps make every catch easier to prepare. The spacious 2,000-square-foot clubhouse includes a commercial kitchen and hosts many community events and gatherings throughout the year. Shuffleboard courts and a billiards and pool room offer fun activities just a short walk away. Boating enthusiasts will appreciate the community’s more than 2,000 feet of well-maintained shoreline and a private secured compound where boats and trailers can be stored for a small yearly fee. The location also places you just minutes from Punta Gorda, where you’ll find excellent dining, shopping, waterfront parks, and entertainment. Don’t miss this chance to enjoy peaceful waterfront living in a well-maintained and amenity-rich community. Call today to schedule your private tour and experience everything this home and Lazy Lagoon have to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.09 ac
Lot size
1974
Year built
One
Levels
$119
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LAZY LAGOON MOB HME PARK COOP
$119 vs $176
Days on market
133 vs 59 typical
Where $119/sqft sits among the 6 homes for sale in LAZY LAGOON MOB HME PARK COOP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
2 of 6
LAZY LAGOON MOB HME PARK COOP have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8320 RIVERSIDE DRIVE UNIT 75
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$165,000
135 LAZY LAGOON DRIVE · same community
2 bd · 2 ba · 1,372 sqft · $120/sqft · 158 DOM
Sold · Oct ’25$170,000
142 SHELL CREEK
2 bd · 2 ba · 1,000 sqft · $170/sqft · 81 DOM
Sold · May ’26$240,000
30095 HOLLY ROAD
2 bd · 2 ba · 1,016 sqft · $236/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8320 RIVERSIDE DRIVE UNIT 75 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8320 RIVERSIDE DRIVE UNIT 75 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8320 RIVERSIDE DRIVE UNIT 75 FAQs
What would the monthly payment be for 8320 RIVERSIDE DRIVE UNIT 75?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,239/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8320 RIVERSIDE DRIVE UNIT 75?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8320 RIVERSIDE DRIVE UNIT 75?+
The most recent tax bill on record (2025) was $1,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8320 RIVERSIDE DRIVE UNIT 75?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $119,777, this home is listed about 65% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 8320 RIVERSIDE DRIVE UNIT 75?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$119,777 is 11% below the PUNTA GORDA 33982 median of $135,000, and at $119/sqft it sits under the Punta Gorda average of $233.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
133 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Rhonda Gustitus. MLS #C7523244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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