102 TROUT, PUNTA GORDA, FL, 33950
Active136 days on marketListed Mar 6, 2026MLS #C7522773
About this home
102 TROUT
Welcome to this charming 1977 double-wide Palm Harbor manufactured home offering 1,104 sq. ft. of turnkey living in Alligator Park, a highly desirable, pet-friendly, golf-cart-friendly, active 55+ resident-owned community. This beautifully maintained 2-bedroom, 2-bath home is move-in ready and includes the $60,000 park share in the price. Seller is also offering a 1-Year Home Warranty. Residents of Alligator Park enjoy an impressive array of amenities, including a community clubhouse, library, laundry facilities, shuffleboard courts, mailbox area, and golf-cart-friendly streets. The park is also home to a scenic 34-acre lake, ideal for catch-and-release fishing and non-motorized watercraft. Be sure to explore the community’s active social calendar on the park website! Recent updates include a 2023 A/C unit, newer washer and dryer located in your shed/workshop, an updated electrical panel, and new vinyl windows in the front Florida room. Additional features include rain gutters, a rear storage shed, and a new membrane roof installed in 2020. Alligator Park residents enjoy a low monthly HOA fee that covers water, sewer, trash, and landscaping—making this an easy, low-maintenance lifestyle. Don’t miss your chance to own a share in one of Punta Gorda’s most welcoming 55+ communities. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,104
Sqft
0.12 ac
Lot size
1977
Year built
One
Levels
$104
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,369 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,369/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Punta Gorda actives
$104 vs $208
Days on market
136 vs 59 typical
Where $104/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jones Loop
Get to know Punta Gorda. See the full Punta Gorda guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
182 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 TROUT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$175,000
27 N MANATEE LOOP · same community
2 bd · 2 ba · 1,104 sqft · $159/sqft · 63 DOM
Sold · Aug ’25$190,000
186 W MANATEE LOOP · same community
2 bd · 2 ba · 1,101 sqft · $173/sqft · 242 DOM
Sold · Mar ’26$60,000
6400 TAYLOR ROAD UNIT 96 · same community
2 bd · 2 ba · 1,080 sqft · $56/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 TROUT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 TROUT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
102 TROUT FAQs
What would the monthly payment be for 102 TROUT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,369/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 102 TROUT?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 102 TROUT?+
The most recent tax bill on record (2025) was $2,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 TROUT?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $115,000, this home is listed about 67% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 102 TROUT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$115,000 is 57% below the PUNTA GORDA 33950 median of $269,900, and at $104/sqft it sits under the Punta Gorda average of $233.
02Time on market is leverage
136 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $129,900, now $115,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jill Null. MLS #C7522773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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