Eric Chery
$340,0002 bd2 ba1,516 sqft$224 /sqft$2,649 /mo all-in ↓

3265 SUGARLOAF KEY ROAD UNIT 43B, PUNTA GORDA, FL, 33955

Active165 days on marketListed Feb 19, 2026MLS #C7521749

WaterfrontFully furnishedCondominiumMARINA NORTH SHORE CONDO

About this home

3265 SUGARLOAF KEY ROAD UNIT 43B

Wake up to tranquil water views and the gentle rhythm of boats gliding through the North Basin from this desirable North Shore condominium in Burnt Store Marina. Start your mornings with coffee as sailboats drift by, and unwind in the evenings as the sun sets over the mangroves from the comfort of your screened lanai. Inside, this open-concept design enjoys pleasing water views and enjoys delightful natural light and invites in delightful cross breezes from the front and rear screened lanais. Large sliders draw your eye to the open-air lanai — an inviting vantage point overlooking the North Basin. Neutral tile flooring flows throughout the main living areas and connects the living and dining spaces seamlessly to the kitchen where granite countertops, tile backsplash, stainless steel appliances, and a flush-level breakfast bar provide both style and functionality for everyday living or entertaining. Offered fully furnished and move-in ready, this residence is perfectly suited for seasonal enjoyment or year-round coastal living. Both bedrooms feature engineered wood flooring for warmth and durability. The primary suite enjoys beautiful water views, creating a peaceful retreat, complete with a walk-in closet and ensuite bath with dual sinks and walk-in tiled shower. The newly replaced A/C system ensures comfort and efficiency year-round. Residents enjoy an assigned covered carport, as well as open guest parking. The complex offers newer roofs and exterior paint as well as a heated pool with attractive paver pool deck. Located in a vibrant, amenity-rich community, residents of Burnt Store Marina enjoy world-class boating and fishing from SW Florida’s largest deep water marina, a 27 hole golf course, two restaurants, tennis, fitness and pickleball.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,516

Sqft

0 ac

Lot size

1984

Year built

One

Levels

$224

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCeramic Tile · Engineered Hardwood · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorBalcony · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,042/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityFishing · Marina · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,649 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$337
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,649/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$337
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$239KedgeAI estimate $289,422 · range $249K$364K$379K

vs edgeAI estimate

+17.5%

$/sqft vs Punta Gorda actives

$224 vs $204

Days on market

165 vs 59 typical

Where $224/sqft sits among the 400 Punta Gorda actives

103
136
67 · this home
48
16
30
$114–167$167–220$220–273$273–325$325–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Burnt Store Marina & Country Club

Map of 3265 SUGARLOAF KEY ROAD UNIT 43B inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Burnt Store Marina & Country Club — neighborhood snapshot

Population

2,152

Median age

73

Median income

$104,062

Median home value

$383,986

Avg household

2

For the school run

Lee County School District

HighMariner High School★★★★
MiddleMariner Middle School★★★★★
HighIsland Coast High School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighNorth Fort Myers High School★★★★
HighCape Coral High School★★★★★
HighIda S. Baker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

180 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 729% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Feb 19, 2026Listed at $340,000 · 165 days on market since
1984Built · MARINA NORTH SHORE CONDO

Reality check

What actually sold near 3265 SUGARLOAF KEY ROAD UNIT 43B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3265 SUGARLOAF KEY ROAD UNIT 44ASold · Sep ’25

$285,000

3265 SUGARLOAF KEY ROAD UNIT 44A · same community

2 bd · 2 ba · 1,516 sqft · $188/sqft · 0 DOM

3245 SUGARLOAF KEY ROAD UNIT 24ASold · Apr ’26

$247,500

3245 SUGARLOAF KEY ROAD UNIT 24A · same community

2 bd · 2 ba · 1,516 sqft · $163/sqft · 50 DOM

3255 SUGARLOAF KEY ROAD UNIT 34BSold · Dec ’25

$410,000

3255 SUGARLOAF KEY ROAD UNIT 34B · same community

2 bd · 2 ba · 1,516 sqft · $270/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3265 SUGARLOAF KEY ROAD UNIT 43B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3265 SUGARLOAF KEY ROAD UNIT 43B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3265 SUGARLOAF KEY ROAD UNIT 43B FAQs

What would the monthly payment be for 3265 SUGARLOAF KEY ROAD UNIT 43B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,649/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3265 SUGARLOAF KEY ROAD UNIT 43B?+

The most recent tax bill on record (2025) was $4,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3265 SUGARLOAF KEY ROAD UNIT 43B?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $340,000, this home is priced right at the Punta Gorda median.

Which schools are assigned to 3265 SUGARLOAF KEY ROAD UNIT 43B?+

Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$340,000 runs 729% above the PUNTA GORDA 33955 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

165 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CALENDA REAL ESTATE GROUP,INC. · Jennifer Calenda. MLS #C7521749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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