Eric Chery
$249,9993 bd2 ba1,564 sqft$160 /sqft$1,932 /mo all-in ↓

9464 SUNBEAM CIRCLE, PUNTA GORDA, FL, 33950

Active221 days on marketListed Dec 12, 2025MLS #C7518980

Priced 8% below the PUNTA GORDA 33950 medianNew constructionVillaSEA COVE

About this home

9464 SUNBEAM CIRCLE

Under Construction. Welcome to Sea Cove, one of Punta Gorda's hidden-gem communities offering peace, privacy, and convenience. This beautifully maintained home features a bright, open layout with abundant natural light and comfortable living spaces perfect for year-round Florida living. Enjoy a spacious kitchen, inviting living area, and a primary suite designed for relaxation. Step outside to your private lanai where you can unwind and take in the quiet surroundings. Finishings may vary- images are representational only of the model home based in that community.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,564

Sqft

0.09 ac

Lot size

2

Garage

2025

Year built

One

Levels

$160

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator
InteriorPrimary Bedroom Main Floor · Smart Home · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingGarage Door Opener
ExteriorDog Run · Irrigation System · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$190/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,932 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$0
HOA fee — from the listing$190
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,161/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Est. property taxes$229
HOA / condo fee$190
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $260,217 · range $254K$277K$288K

vs edgeAI estimate

−3.9%

$/sqft vs Punta Gorda actives

$160 vs $209

Days on market

221 vs 59 typical

Where $160/sqft sits among the 400 Punta Gorda actives

93 · this home
126
79
52
18
32
$114–166$166–217$217–268$268–320$320–371$371+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Taylor Road Corridor

Map of 9464 SUNBEAM CIRCLE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Taylor Road Corridor — neighborhood snapshot

Population

578

Median age

40

Median income

$101,762

Median home value

$272,717

Avg household

2

Households w/ children

118

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

182 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Dec 12, 2025Listed at $249,999 · 221 days on market since
2025Built · SEA COVE

Reality check

What actually sold near 9464 SUNBEAM CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9470 SUNBEAM CIRCLESold · Apr ’26

$250,000

9470 SUNBEAM CIRCLE · same community

3 bd · 2 ba · 1,564 sqft · $160/sqft · 38 DOM

9476 SUNBEAM CIRCLESold · May ’26

$254,999

9476 SUNBEAM CIRCLE · same community

3 bd · 2 ba · 1,543 sqft · $165/sqft · 120 DOM

9507 SUNBEAM CIRCLESold · Jun ’26

$255,000

9507 SUNBEAM CIRCLE · same community

3 bd · 2 ba · 1,543 sqft · $165/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9464 SUNBEAM CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9464 SUNBEAM CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

9464 SUNBEAM CIRCLE FAQs

What would the monthly payment be for 9464 SUNBEAM CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,932/mo — principal and interest, estimated property taxes, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9464 SUNBEAM CIRCLE?+

The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9464 SUNBEAM CIRCLE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9464 SUNBEAM CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $249,999, this home is listed about 28% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 9464 SUNBEAM CIRCLE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33950 market on paper

$249,999 is 8% below the PUNTA GORDA 33950 median of $271,985, and at $160/sqft it sits under the Punta Gorda average of $233.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

221 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of DR HORTON REALTY SW FL LLC · Corey Wayland. MLS #C7518980.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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