Eric Chery

4 S PELICAN, PUNTA GORDA, FL, 33950

Active231 days on marketListed Dec 4, 2025MLS #C7518587

Priced 78% below the PUNTA GORDA 33950 medianALLIGATOR PARK COOP

About this home

4 S PELICAN

VACANT LOT w LOW HOA FEES situated on a Cul-de-sac in the Active 55+ Alligator Park Community in Punta Gorda. A standout feature of this lot is that the co-op shares (worth $60k) are deeded to the property—meaning the buyer does not have to pay separately for them, a benefit not offered with all lots in the community. Residents of Alligator Park enjoy a clubhouse, community mailbox, large heated pool, and an active social calendar. A golf cart friendly community with low monthly HOA fee includes Water, Sewer, Internet & more! Conveniently located just minutes from US-41 and I-75, and only 10 minutes to downtown Punta Gorda where you can enjoy all the amenities that Punta Gorda has to offer, such as biking, fishing, boating, dining, live entertainment, and much more!

Facts & features

The home at a glance

0.09 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$298/mo
Taxes (2025)$642/yr
PetsYes
CommunityFishing · Lake · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$891 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$353
FHA mortgage insurance (est.)$26
Property tax — 2025 actual bill$54
HOA fee — from the listing$298
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,097
Interest rate6.00%
Loan term

Estimated payment

$891/mo

Principal & interest$353
FHA mortgage insurance (est.)$26
Property taxes (actual bill)$54
HOA / condo fee$298
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Jones Loop

Map of 4 S PELICAN inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Jones Loop — neighborhood snapshot

Population

2,550

Median age

60

Median income

$72,488

Median home value

$170,624

Avg household

2

Households w/ children

368

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Dec 4, 2025Listed at $59,900 · 231 days on market since

Reality check

What actually sold near 4 S PELICAN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1202 SNOOKSold · Apr ’26

$80,000

1202 SNOOK · same community

1 bd · 1 ba · 408 sqft · $196/sqft · 498 DOM

1317 TROUTSold · Dec ’25

$85,000

1317 TROUT · same community

1 bd · 1 ba · 811 sqft · $105/sqft · 84 DOM

3 S MOCKINGBIRD UNIT A3Sold · Jun ’26

$114,000

3 S MOCKINGBIRD UNIT A3 · same community

2 bd · 2 ba · 864 sqft · $132/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4 S PELICAN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4 S PELICAN — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4 S PELICAN FAQs

What would the monthly payment be for 4 S PELICAN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $891/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4 S PELICAN?+

The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4 S PELICAN?+

The most recent tax bill on record (2025) was $642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4 S PELICAN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $59,900, this home is listed about 83% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 4 S PELICAN?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW PEACE RIVER PARTNERS · Nicole Dwornik. MLS #C7518587.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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