
2076 RIVER BASIN TERRACE, PUNTA GORDA, FL, 33982
Active341 days on marketListed Aug 18, 2025MLS #C7513721
About this home
2076 RIVER BASIN TERRACE
NEW LOWER PRICE! This 3BR/2+1/2BA/2CG waterfront house in the beautiful river front community of Palm Shores is located just minutes from I-75, downtown Punta Gorda and Port Charlotte. Shady oaks grace the front lawn and the fenced-in back yard. The amazing Peace River is just around the corner. The wonderful features of this 2,600+ sq. ft. house turns this into a much-loved home. The foyer atrium creates a beautifully sunlit space with coat closet, convenient half bath and access to storage space under the stairs. That gorgeous natural light extends to the abundant flexible living area where you decide what, where and how to fit your lifestyle. Room measurements are as the space is used at this time. Currently there is a living room, office, den, dining room and exercise room with a wall of windows overlooking the back yard and waterway. The kitchen is spacious with cabinet and counter space galore, all new appliances and counter tops. The separate breakfast nook is roomy and overlooks the side yard. The inside laundry room with a huge pantry is conveniently located off the kitchen area. The garage has 2 shelving units on wheels, a ‘garage ready’ fridge and still plenty of room for 2 cars. Upstairs, the master bedroom and bath are to the left past the atrium. The bedroom is spacious with 2 closets, the master bath boasts a large walk-in shower, a bidet, twin pedestal sinks and cabinets. Bedrooms 2 & 3 are bright and airy, the 2nd bath has a tub and shower. All 3 bedrooms have gorgeous bamboo flooring and are wonderfully quiet. The hallway has a built-in credenza and overlooks the atrium. Your back yard is good sized with a 6’ white vinyl privacy fence. A shed, on an oversized concrete pad, shelters the well equipment and provides even more storage space. The view down the waterway gives you the most glorious sunrises. A detailed list of Improvements, Care & Maintenance performed show the time, attention and care that has been taken to maintain, update and upgrade this home from floor to roof. The flooring tile and grout downstairs has recently been professionally cleaned, fresh interior and exterior paint, newer A/C, and much more make this home move-in ready. There is so much to love about this home in architectural details, views, comfort and peace. Make your appointment today and see for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,674
Sqft
0.26 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,472 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,472/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$183 vs $208
Days on market
341 vs 59 typical
Where $183/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 263% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2076 RIVER BASIN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$600,000
28435 SILVER PALM DRIVE · same community
3 bd · 2.5 ba · 2,788 sqft · $215/sqft · 54 DOM
Sold · Feb ’26$520,000
2012 RIVER BASIN TERRACE · same community
3 bd · 3 ba · 2,484 sqft · $209/sqft · 316 DOM
Sold · Nov ’25$445,000
8471 Compass Drive, Boynton Beach FL 33436 · same community
3 bd · 2 ba · 2,246 sqft · $198/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2076 RIVER BASIN TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2076 RIVER BASIN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2076 RIVER BASIN TERRACE FAQs
What would the monthly payment be for 2076 RIVER BASIN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,472/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2076 RIVER BASIN TERRACE?+
The most recent tax bill on record (2025) was $2,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $490,000, this home is listed about 42% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2076 RIVER BASIN TERRACE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$490,000 runs 263% above the PUNTA GORDA 33982 median — but at 2,674 sqft it's also 56% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
341 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,000, now $490,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLINS MANAGEMENT · Robin Vitali. MLS #C7513721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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