604 SE Monteiro Drive, FL 34984, FL, 34984
Active16 days on marketListed Jul 8, 2026MLS #B26050315
About this home
604 SE Monteiro Drive, FL 34984
Exceptional DiVosta-built lakefront home situated on a premium homesite at the end of a quiet street in the highly sought-after gated community of Veranda Gardens. This beautifully maintained 3-bedroom, 3-bath residence with a spacious 3-car garage showcases the quality craftsmanship and thoughtful design DiVosta is known for. Built with CBS construction and impact glass throughout, this home offers peace of mind, energy efficiency, and lasting value. The open-concept split floor plan is filled with natural light and features a gourmet kitchen with natural gas, spacious living and dining areas, and seamless access to the covered screened lanai overlooking tranquil lake views. The luxurious owner's suite provides a private retreat, while two additional bedrooms and baths offer ideal accommodations for family and guests. Additional highlights include a natural gas tankless water heater, beautifully landscaped grounds, and an oversized lakefront homesite offering exceptional privacy. Veranda Gardens residents enjoy resort-style amenities including a clubhouse, fitness center, heated pool and spa, tennis and pickleball courts, scenic walking trails, and beautifully maintained green spaces. Ideally located just minutes from I-95, the Florida Turnpike, Cleveland Clinic Tradition Hospital, shopping, dining, golf, and the Treasure Coast's beautiful beaches. This is a rare opportunity to own one of the community's desirable DiVosta homes in an outstanding waterfront setting.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,488
Sqft
0.22 ac
Lot size
3
Garage
2018
Year built
1
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,376 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,376/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 604 SE Monteiro Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
564 SE Monet Drive, Port St. Lucie FL 34984 · same community
2 bd · 2 ba · 1,695 sqft · $227/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 604 SE Monteiro Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 604 SE Monteiro Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
604 SE Monteiro Drive FAQs
What would the monthly payment be for 604 SE Monteiro Drive, FL 34984?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,376/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 604 SE Monteiro Drive, FL 34984?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 604 SE Monteiro Drive, FL 34984?+
The most recent tax bill on record (2025) was $10,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 604 SE Monteiro Drive, FL 34984?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.