, PALM BAY, FL, 32908
Active24 days on marketListed Jun 25, 2026MLS #B26045291
About this home
Welcome to Bridgewater at Bayside Lakes, a gated community in SW Palm Bay! This spacious 2-story home offers 4 bedrooms, 2.5 baths, and a 2-car garage across nearly 2,900 sq ft of living space. Enjoy peace of mind with a brand-new 2025 roof, 2023 HVAC, and 2022 water heater, plus natural gas for efficient living. Relax to serene pond views from your backyard. Residents love the resort-style amenities: two community pools, tennis courts, and a playground. Zoned for Bayside High. Move-in ready and built for comfort—your Florida lifestyle starts here. rmszappr&sub2err
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,862
Sqft
0.15 ac
Lot size
2
Garage
2003
Year built
2
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,926 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,926/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$136 vs $210
Days on market
24 vs 31 typical
Where $136/sqft sits among the 356 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayside Lakes
Drive times from this address
Get to know Palm Bay. See the full Palm Bay guide →
Bayside Lakes — neighborhood snapshot
Population
5,006
Median age
44
Median income
$110,989
Median home value
$325,463
Avg household
3
Households w/ children
695
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
97 of 356
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 728% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$520,000
1748 WINDING RIDGE CIRCLE SE
4 bd · 3 ba · 2,578 sqft · $202/sqft · 177 DOM
Sold · Jul ’26$382,500
1540 HOPE COURT SE
3 bd · 2 ba · 2,531 sqft · $151/sqft · 103 DOM
Sold · Jan ’26$424,995
521 SE BALCOM TERRACE TRACE
4 bd · 3 ba · 2,350 sqft · $181/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,926/mo — principal and interest, the actual property-tax bill, the $153/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $153 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $1,807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $389,000, this home is listed about 11% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Bayside High School (high), Westside Elementary School (elementary), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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