
1099 7th Street, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active61 days on marketListed Jun 5, 2026MLS #B26037231
About this home
1099 7th Street, Okeechobee FL 34974
Welcome to this solid waterfront 2-bedroom, 2-bathroom single-family residence (space for 3rd and/or 4th bedroom) with 6" walls in popular laid back, NO HOA, Buckhead Ridge, Okeechobee, offering 1,576 square feet of finished living space plus a covered front porch and a covered back porch over the water! The main home features large rooms, a covered front porch as well as a covered porch over the water in the back, a large guest suite with newer mini-split and it's own entrance, 30 amp hook up, and flower garden. NEW hot water heater, 2006 metal roof, 2006 plumbing with more recent updating, 2006 electrical with more recent updating. Second lot has a concrete RV pad, 50 amp hook up, separate electrical and water, 2 sheds for storage and an enclosed carport/garage. Lots of opportunities for your workshop, hobbyists, fishing, boating and enjoying nature. Diamond in the rough being sold as is with an amazing pallet to create a tropical retreat. The main home is so charming with high ceilings, crown molding, beadboard & there are Dade pine hardwood floors underneath you can restore. The guest suite has it's own entrance so it's ideal for a vacation rental. 130' concrete seawall so you can tie up more than one boat out back and fish from your backyard or cruise out to the Bass Fishing Capital, Lake Okeechobee through the lock. There is also a boat ramp a few blocks away. You can walk, ride bike or cart to the corner store and gas station or join one of the private clubs nearby for games, entertainment and community. There is also a playground within walking distance. You are only 7 minutes away from major chain stores, local stores and restaurants and the lake trail where you can walk for miles along scenic Lake Okeechobee. You are 65 minutes from the beach on east coast and about 90 minutes to the west. 40 minutes from St Lucie West and Palm City, 50 minutes to Stuart, 75 minutes to Jupiter and West Palm Beach and you can take the back roads if you prefer over hopping onto the highway or turnpike to commute. Sustainability plus as you will always have food and water with the coconut palms. This is an affordable home with so many opportunities as a year round home, build a micro resort for your family or have as a vacation rental. It is priced low for what it has to offer to allow a buyer room to continue updating to make it their own. 1/3rd acre, double lot, single family home for just a little more than you would pay for a mobile home on a single lot. So much value!! Owner is licensed Florida real estate agent.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,576
Sqft
0.3 ac
Lot size
1
Garage
1940
Year built
1
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,164 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$181 vs $203
Days on market
61 vs 61 typical
Where $181/sqft sits among the 278 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
20 of 278
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1099 7th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$275,000
1066 5TH STREET · same community
3 bd · 1 ba · 1,791 sqft · $154/sqft · 142 DOM
Sold · Oct ’25$88,500
1065 25th Street, Bulkhead Ridge FL 34974 · same community
2 bd · 2 ba · 1,272 sqft · $70/sqft · 23 DOM
Sold · Aug ’25$160,000
1121 6th Street, Bulkhead Ridge FL 34974 · same community
3 bd · 3 ba · 1,031 sqft · $155/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1099 7th Street — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1099 7th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1099 7th Street FAQs
What would the monthly payment be for 1099 7th Street, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,164/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1099 7th Street, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $2,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1099 7th Street, Okeechobee FL 34974?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $285,000, this home is listed about 4% above the Okeechobee median of $274,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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