Eric Chery
$2,950$3,0503 bd2.5 ba1,804 sqft$2 /sqft$181 /mo all-in ↓

5728 SE Edgewater Circle, Stuart FL 34997, STUART, FL, 34997

Active81 days on marketListed May 4, 2026MLS #B26024098

Priced 99% below the STUART 34997 medianReduced $100Private poolTownhouseEdgewater Pointe WILLOUGH,Edgewater Pointe

About this home

5728 SE Edgewater Circle, Stuart FL 34997

Welcome to this end-unit lakefront townhome in Edgewater Pointe, a gated, pet-friendly community! This 3BR/2.5BA home with a 2-car garage offers a bright open layout with spacious living and dining areas, a modern kitchen with a snack bar, pantry, stainless steel appliances, granite countertops, recessed lighting, and white cabinetry. Enjoy the added flexibility of a loft and a luxurious primary suite designed for comfort. Smart home technology and energy-efficient features include spray foam insulation, multi-speed HVAC, and Low-E impact windows. Relax by the community pool and cabana, or enjoy the convenient location near US-1, shopping, dining, major highways, airport access, and Stuart's beautiful beaches. Got a 750 credit score? First month and security deposit will get you a lease.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,804

Sqft

0.04 ac

Lot size

2

Garage

2024

Year built

2

Levels

$2

Per sqft

Private poolLake & Water & Lake View viewPets allowed

Inside

FlooringCarpet · Ceramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Refrigerator · Washer
InteriorCloset Cabinetry · Cooking Island · Pantry · Walk-In Closet(s) · Loft · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionCBS Construction
ViewLake · Water · Lake View
FacesWest
Parking2 Or More Spaces · Driveway · Guest · No Boats · Parking Garage · Paver Block · No Rv/Boats
ExteriorNone

Community & fees

PetsYes
CommunityPool · Private Roads · Sidewalks · Street Lights

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected · Cable Available · Electricity Available · Water Available

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $103Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $103
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Stuart actives

$2 vs $266

Days on market

81 vs 94 typical

Where $2/sqft sits among the 400 Stuart actives

64 · this home
211
77
14
7
27
$2–169$169–336$336–503$503–671$671–838$838+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stuart

Map of 5728 SE Edgewater Circle, Stuart FL 34997

Get to know Stuart. See the full Stuart guide →

STUART 34997 — neighborhood snapshot

Population

45,947

Median age

53

Median income

$75,705

Median home value

$335,200

Avg household

2.36

Households w/ children

3,566

For the school run

Martin County School District

MiddleDr. David L. Anderson Middle School★★★★★
ElementaryPinewood Elementary School★★★★
HighMartin County High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,950 $100
May 4, 2026Listed at $3,050 · 81 days on market since
2024Built · Edgewater Pointe WILLOUGH,Edgewater Pointe

Reality check

What actually sold near 5728 SE Edgewater Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 SW Otter Run Place, Stuart FL 34997Sold · Jun ’26

$349,000

101 SW Otter Run Place, Stuart FL 34997

3 bd · 2.5 ba · 1,753 sqft · $199/sqft · 73 DOM

5373 SE Jennings Lane, Stuart FL 34997Sold · Jun ’26

$340,000

5373 SE Jennings Lane, Stuart FL 34997

3 bd · 2.5 ba · 1,868 sqft · $182/sqft · 31 DOM

5349 SE Jennings Lane, Stuart FL 34997Sold · Jun ’26

$345,000

5349 SE Jennings Lane, Stuart FL 34997

3 bd · 2.5 ba · 1,868 sqft · $185/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5728 SE Edgewater Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5728 SE Edgewater Circle — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5728 SE Edgewater Circle FAQs

What would the monthly payment be for 5728 SE Edgewater Circle, Stuart FL 34997?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5728 SE Edgewater Circle, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $2,950, this home is listed about 99% below the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5728 SE Edgewater Circle, Stuart FL 34997?+

Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the STUART 34997 market on paper

$2,950 is 99% below the STUART 34997 median of $389,000, and at $2/sqft it sits under the Stuart average of $375.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $3,050, now $2,950 — a $100 cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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