9296 SW Michelle Drive, Stuart FL 34997, STUART, FL, 34997
Active112 days on marketListed Apr 3, 2026MLS #B26010787
About this home
9296 SW Michelle Drive, Stuart FL 34997
Welcome to this beautifully updated 3-bedroom home in the quiet Royal Palms 55+ community. Thoughtfully renovated, it offers updated flooring, new sliding glass doors, and a new 2026 water heater for peace of mind. Located on an end lot, enjoy added privacy and a peaceful setting. Step outside to your own oasis with an outdoor shower, perfect after the beach. The covered patio features epoxy flooring, and the air-conditioned shed also includes epoxy flooring for a clean, versatile space. A separate, spacious laundry room adds convenience. **Stunning furniture is included**, making this home move-in ready. Welcome home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,120
Sqft
1980
Year built
1
Levels
$103
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$888 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$103 vs $266
Days on market
112 vs 94 typical
Where $103/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ackel Estates
Get to know Stuart. See the full Stuart guide →
Ackel Estates — neighborhood snapshot
Population
291
Median age
53
Median income
$62,193
Median home value
$432,800
Avg household
3
Households w/ children
25%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 9296 SW Michelle Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$230,000
2733 SW Thunderbird Trail, Stuart FL 34997
2 bd · 2 ba · 1,040 sqft · $221/sqft · 166 DOM
Sold · Jul ’26$475,000
2565 SW Riviera Road, Stuart FL 34997
3 bd · 2 ba · 1,485 sqft · $320/sqft · 37 DOM
Sold · Feb ’26$520,000
907 SW Balmoral Trace, Stuart FL 34997
2 bd · 2 ba · 1,528 sqft · $340/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9296 SW Michelle Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9296 SW Michelle Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9296 SW Michelle Drive FAQs
What would the monthly payment be for 9296 SW Michelle Drive, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $888/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9296 SW Michelle Drive, Stuart FL 34997?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9296 SW Michelle Drive, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $115,000, this home is listed about 57% below the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9296 SW Michelle Drive, Stuart FL 34997?+
Crystal Lake Elementary School (elementary), South Fork High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the STUART 34997 market on paper
$115,000 is 70% below the STUART 34997 median of $389,000, and at $103/sqft it sits under the Stuart average of $375.
02Other & Other Water View views
The other and other water view view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Crystal Lake Elementary School, South Fork High School, Dr. David L. Anderson Middle School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $119,000, now $115,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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