1315 8TH STREET W, PALMETTO, FL, 34221
Active4 days on marketListed Aug 2, 2026MLS #A4701840
About this home
1315 8TH STREET W
NO HOA!! Welcome home to this well-maintained 1,407-square-foot home in the heart of Palmetto! Designed with comfort and functionality in mind, this inviting home features an open-concept floor plan that's perfect for both everyday living and entertaining. The kitchen offers beautiful granite countertops, abundant cabinet and storage space, and opens seamlessly to the main living area. A large living room window fills the home with natural light, while a skylight in the guest bathroom adds even more brightness. The spacious primary bedroom includes a walk-in closet, and a bonus room just off the dining area provides the flexibility to create a home office, playroom, hobby space, or additional sitting area. Step outside to enjoy both a screened porch and an open deck, offering plenty of space to relax or entertain. Additional exterior features include a storage shed and a two-car garage for extra storage and convenience. Located in an established, non-HOA neighborhood, this home is 1 mile from Sutton Park, with a brand-new park currently being built just one block away, making it an ideal location for outdoor recreation. Pet Policy: Pets are negotiable and will be considered based on the number of pets, breed, and size. Contact us today to schedule a showing! *washer and dryer are currently at the property but will not be maintained or replaced.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,274
Sqft
0.16 ac
Lot size
2
Garage
1992
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $209
Days on market
4 vs 56 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1315 8TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$190,000
1400 1ST AVENUE W UNIT 304
2 bd · 2 ba · 1,280 sqft · $148/sqft · 76 DOM
Sold · Jun ’26$280,000
1201 6TH STREET W
2 bd · 2 ba · 1,257 sqft · $223/sqft · 4 DOM
Sold · Aug ’25$297,000
417 20TH AVENUE W
2 bd · 1 ba · 1,245 sqft · $239/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1315 8TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1315 8TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1315 8TH STREET W FAQs
What would the monthly payment be for 1315 8TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1315 8TH STREET W?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,400, this home is listed about 99% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1315 8TH STREET W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NORTH MANATEE REALTY I LLC · Melissa Porter. MLS #A4701840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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