Eric Chery
$679,0003 bd3 ba1,745 sqft$389 /sqft$4,296 /mo all-in ↓

5004 ARLINGTON ROAD, PALMETTO, FL, 34221

Active4 days on marketListed Jul 30, 2026MLS #A4701642

WaterfrontPrivate poolSingle Family ResidencePALMETTO SKYWAY REP

About this home

5004 ARLINGTON ROAD

Welcome to your waterfront paradise! Nestled on a deepwater canal with direct access to the gulf, this beautifully renovated single-family home offers the perfect blend of luxury, comfort, and coastal living. Boaters will appreciate the private dock and boat lift, making it easy to enjoy days on the water right from your backyard. Spend your mornings fishing from the dock, watching breathtaking sunrises over the water, and taking in the abundance of marine life that frequents the canal. Step outside to your own tropical retreat featuring a sparkling pool, outdoor bathroom, and shower, ideal for entertaining guests or rinsing off after a day on the boat. Inside, this move-in-ready home has been updated from top to bottom with exceptional attention to detail. Major improvements include a NEW ROOF, NEW AC, and NEW HURRICANE IMPACT WINDOWS for peace of mind. The interior showcases new flooring throughout, a stunning kitchen with new cabinetry, beautiful countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living. All bathrooms have been tastefully remodeled, and the primary bedroom features a private ensuite bathroom designed with modern finishes and comfort in mind. NO HOA, NO RENTAL RESTRICTIONS, Perfect for short term Airbnb or a forever home. Whether you're looking for a full-time residence, seasonal getaway, or waterfront entertainer's dream, this home delivers the Florida lifestyle you've been searching for. Just bring your boat and start enjoying everything this exceptional waterfront property has!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,745

Sqft

0.21 ac

Lot size

1963

Year built

One

Levels

$389

Per sqft

Private poolWaterfrontWater view

Inside

FlooringTile
AppliancesDishwasher · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ExteriorIrrigation System · Outdoor Shower · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,614/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,296 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,664
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$218
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,900
Interest rate6.00%
Loan term

Estimated payment

$4,296/mo

Principal & interest$3,664
PMI (est., until 20% equity)$255
Property taxes (actual bill)$218
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$389 vs $205

Days on market

4 vs 55 typical

Where $389/sqft sits among the 400 Palmetto actives

90
135
85
43
14
33 · this home
$122–167$167–212$212–257$257–302$302–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 5004 ARLINGTON ROAD

Drive times from this address

Downtown Tampa47 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

220 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $679,000 · 4 days on market since
1963Built · PALMETTO SKYWAY REP

Reality check

What actually sold near 5004 ARLINGTON ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4908 COMMONWEALTH ROADSold · Jun ’26

$580,000

4908 COMMONWEALTH ROAD · same community

2 bd · 2 ba · 1,855 sqft · $313/sqft · 328 DOM

4908 ARLINGTON ROADSold · Feb ’26

$580,000

4908 ARLINGTON ROAD · same community

2 bd · 2 ba · 1,519 sqft · $382/sqft · 5 DOM

4912 BEACON ROADSold · Apr ’26

$539,900

4912 BEACON ROAD · same community

2 bd · 1 ba · 1,232 sqft · $438/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5004 ARLINGTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5004 ARLINGTON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5004 ARLINGTON ROAD FAQs

What would the monthly payment be for 5004 ARLINGTON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5004 ARLINGTON ROAD?+

The most recent tax bill on record (2025) was $2,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palmetto?+

At $679,000, this home is listed about 70% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5004 ARLINGTON ROAD?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$679,000 runs 86% above the PALMETTO 34221 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Palmetto market that averages 55 — if it fits, move quickly.

Listing courtesy of DALTON WADE INC · Brooke Moran. MLS #A4701642.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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