8478 NANDINA DRIVE, SARASOTA, FL, 34240
Active5 days on marketListed Jul 30, 2026MLS #A4701240
About this home
8478 NANDINA DRIVE
Welcome home to your waterfront retreat! One of the best views in the Palmer Lake community! This home has so much to offer! The kitchen boasts earthy stone countertops, complemented by rich wood 42" cabinets and gorgeous backsplash! New upgraded appliances, including a convection oven, microwave and refrigerator! Plantation shutters! Newer garage door system! Backflow system just updated with a 10-year guarantee! Newer exterior paint! Newer AC! The master suite, located on the main floor, offers a tranquil retreat with its spacious layout and luxurious amenities, including a spa-like bathroom with dual sinks, a soaking tub, and a walk-in shower. Best of all- the backyard is fenced, with beautiful lake views! Other features are the paver driveway! Large media room on the 2nd floor! This home shows like a model and furniture is available! Palmer Lake is a tight-knit community known for its welcoming atmosphere and family-friendly environment, with excellent schools and parks nearby. The HOA fee is $206/month and includes cable/internet, lawn maintenance, trimming, and irrigation! Home is equipped with hurricane shutters and has never flooded. With easy access to I75, you're just a short drive away from downtown Sarasota, Lakewood Ranch, UTC, and the beaches, along with plenty of shopping and dining options.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,139
Sqft
0.15 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,017 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs Sarasota actives
$247 vs $336
Days on market
5 vs 62 typical
Where $247/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34240 — neighborhood snapshot
Population
16,356
Median age
51.4
Median income
$126,048
Median home value
$622,100
Avg household
2.55
Households w/ children
1,604
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $495K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
153 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 8478 NANDINA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$400,000
8418 NANDINA DRIVE · same community
3 bd · 2.5 ba · 2,139 sqft · $187/sqft · 26 DOM
Sold · Nov ’25$495,000
8342 NANDINA DRIVE · same community
5 bd · 3 ba · 2,359 sqft · $210/sqft · 11 DOM
Sold · Aug ’25$390,000
8437 NANDINA DRIVE · same community
3 bd · 2 ba · 1,567 sqft · $249/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8478 NANDINA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8478 NANDINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8478 NANDINA DRIVE FAQs
What would the monthly payment be for 8478 NANDINA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,017/mo — principal and interest, the actual property-tax bill, the $206/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8478 NANDINA DRIVE?+
The association fee works out to $206 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8478 NANDINA DRIVE?+
The most recent tax bill on record (2025) was $3,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8478 NANDINA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $529,000, this home is listed about 7% below the Sarasota median of $569,945. The market section on this page shows how the area is trending.
Which schools are assigned to 8478 NANDINA DRIVE?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34240 market on paper
$529,000 is 16% below the SARASOTA 34240 median of $627,000, and at $247/sqft it sits under the Sarasota average of $498.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Sarasota market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM · Pamela Strom. MLS #A4701240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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