Eric Chery
$749,0002 bd2.5 ba1,475 sqft$508 /sqft$5,288 /mo all-in ↓

433 CENTRAL AVENUE, SARASOTA, FL, 34236

Active1 days on marketListed Jul 23, 2026MLS #A4700912

Priced 12% below the SARASOTA 34236 medianCondominium5TH & CENTRAL CONDO

About this home

433 CENTRAL AVENUE

Experience the best of downtown Sarasota living in this exceptional luxury condominium, where sophisticated design, walkable convenience, and the vibrant energy of the Rosemary District come together in one remarkable residence. This beautifully appointed TURNKEY two-bedroom, two-and-a-half-bath home is located in an exclusive boutique building with only six private residences, offering a level of privacy rarely found in the heart of downtown. Designed with timeless elegance, the open-concept floor plan showcases soaring ceilings, real hardwood flooring throughout, designer Italian cabinetry, granite countertops, stainless steel appliances, a new refrigerator, and a built-in wine bar with beverage refrigerator. Both bedrooms feature luxurious ensuite bathrooms, while the spacious primary suite opens to a private balcony overlooking the Rosemary District and downtown skyline. Thoughtfully upgraded throughout, this residence includes custom California Closets, remote-controlled blinds, new HVAC systems installed in 2024 and 2025, and a new water heater installed in 2025, all backed by transferable warranties for added peace of mind. Residents enjoy assigned covered parking, elevator access, gated entry, and additional storage, all just moments from Sarasota's most celebrated destinations. Stroll to The Bay Park, Bayfront Marina, Whole Foods, Main Street, the Saturday Farmers Market, art galleries, award-winning restaurants, live entertainment, and the flourishing Rosemary Arts District, or spend the afternoon at Lido Key Beach, just minutes away. Offering an unmatched combination of luxury finishes, boutique living, recent high-value upgrades, and one of Sarasota's most desirable walkable locations, this exceptional residence delivers the very best of downtown Sarasota living.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,475

Sqft

0.16 ac

Lot size

2008

Year built

Two

Levels

$508

Per sqft

City viewTurnkey

Inside

FlooringTile · Hardwood
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Microwave · Refrigerator · Washer · Water Purifier · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Smart Home · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air · Humidity Control · Mini-Split Unit(s)
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
ViewCity
FacesWest
ParkingAssigned · Reserved
ExteriorAwning(s) · Balcony · Courtyard · Garden · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$9,672/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBuyer Approval Required · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Natural Gas Available · Natural Gas Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,288 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$806
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,288/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$806
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$719KedgeAI estimate $1,216,586 · range $1.1M$1.3M$1.4M

vs edgeAI estimate

−38.4%

$/sqft vs Sarasota actives

$508 vs $330

Days on market

1 vs 58 typical

Where $508/sqft sits among the 400 Sarasota actives

229
60 · this home
32
25
21
33
$154–391$391–628$628–865$865–1102$1102–1339$1339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rosemary District

Map of 433 CENTRAL AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Rosemary District — neighborhood snapshot

Population

2,672

Median age

67

Median income

$81,939

Median home value

$508,987

Avg household

2

Households w/ children

114

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementaryAlta Vista Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

158 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $749,000 · 1 days on market since
2008Built · 5TH & CENTRAL CONDO

Reality check

What actually sold near 433 CENTRAL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

770 S PALM AVENUE UNIT 203Sold · Jan ’26

$750,000

770 S PALM AVENUE UNIT 203

2 bd · 2 ba · 1,477 sqft · $508/sqft · 27 DOM

2345 FLOYD STREETSold · Aug ’25

$378,000

2345 FLOYD STREET

3 bd · 3 ba · 1,426 sqft · $265/sqft · 472 DOM

770 PALM AVENUE UNIT 903Sold · Oct ’25

$765,000

770 PALM AVENUE UNIT 903

2 bd · 2 ba · 1,397 sqft · $548/sqft · 132 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 433 CENTRAL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 433 CENTRAL AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

433 CENTRAL AVENUE FAQs

What would the monthly payment be for 433 CENTRAL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,288/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 433 CENTRAL AVENUE?+

The most recent tax bill on record (2025) was $9,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 433 CENTRAL AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $749,000, this home is listed about 31% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 433 CENTRAL AVENUE?+

Booker High School (high), Alta Vista Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SARASOTA 34236 market on paper

$749,000 is 12% below the SARASOTA 34236 median of $849,000.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Sarasota market that averages 58 — if it fits, move quickly.

Listing courtesy of COMPASS FLORIDA LLC. MLS #A4700912.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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