Eric Chery
Pending
$635,0003 bd2 ba1,657 sqft$383 /sqft$4,290 /mo all-in ↓

1116 76TH STREET NW, BRADENTON, FL, 34209

Pending11 days on marketListed Jul 23, 2026MLS #A4700810

WaterfrontPrivate poolSingle Family ResidenceCATALINA

About this home

1116 76TH STREET NW

Virtually Staged. Waterfront Luxury Meets Coastal Living – Minutes from Anna Maria Island Welcome to your own private slice of paradise in one of Northwest Bradenton’s most sought-after neighborhoods. Perfectly positioned on a peaceful canal just minutes from the world-famous beaches of Anna Maria Island, this fully reimagined waterfront retreat offers the ideal blend of luxury, relaxation, and investment potential. From the moment you arrive, you’ll notice that no detail has been overlooked. Featuring a brand-new roof, new HVAC system, designer kitchen, spa-inspired bathrooms, premium flooring, and high-end finishes throughout, this home has been renovated to the highest standard and is completely move-in ready. Step outside into your own resort-style backyard, where a screen-enclosed pool, private waterfront dock, and tranquil canal views create the perfect setting for morning coffee, sunset cocktails, or entertaining family and friends. Whether you’re lounging poolside, enjoying dinner under the lanai, or launching a kayak from your dock, every day feels like a vacation. Location is everything—and this home delivers. Just minutes from Anna Maria Island, Robinson Preserve, waterfront dining, shopping, and countless outdoor activities, you’ll enjoy the very best of Florida’s Gulf Coast lifestyle. An Exceptional Investment Opportunity Whether you’re searching for a full-time residence, luxurious second home, or an income-producing vacation rental, this property checks every box. Northwest Bradenton continues to be one of the area’s most desirable destinations for visitors seeking a luxury pool home close to the beach. Buyers should verify local short-term rental regulations and rental income potential, but this location and amenity package make it exceptionally well suited for the vacation rental market. With luxury renovations, a waterfront setting, a private dock, a screened pool, and an unbeatable location near Anna Maria Island, opportunities like this are rare. Experience the Florida lifestyle you’ve been dreaming of—schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,657

Sqft

0.23 ac

Lot size

2

Garage

1985

Year built

One

Levels

$383

Per sqft

Private poolWaterfrontWater view

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$5,582/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,290 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$465
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,500
Interest rate6.00%
Loan term

Estimated payment

$4,290/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$465
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $635K
$574KedgeAI estimate $640,680 · range $598K$764K$795K

vs edgeAI estimate

−0.9%

$/sqft vs Bradenton actives

$383 vs $238

Days on market

11 vs 53 typical

Where $383/sqft sits among the 400 Bradenton actives

108
89
89
48
31 · this home
35
$124–180$180–236$236–292$292–347$347–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Catalina

Map of 1116 76TH STREET NW inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Catalina — neighborhood snapshot

Population

285

Median age

51

Median income

$106,786

Median home value

$464,700

Avg household

3

Households w/ children

29%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 144% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $635,000 · 11 days on market since
1985Built · CATALINA

Reality check

What actually sold near 1116 76TH STREET NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7603 9TH AVENUE DRIVE NWSold · Oct ’25

$647,000

7603 9TH AVENUE DRIVE NW · same community

4 bd · 2 ba · 1,612 sqft · $401/sqft · 1 DOM

1119 76TH STREET NWSold · Oct ’25

$345,000

1119 76TH STREET NW · same community

3 bd · 2 ba · 1,607 sqft · $215/sqft · 213 DOM

1016 71ST STREET NWSold · Jun ’26

$660,500

1016 71ST STREET NW · same community

3 bd · 2 ba · 1,716 sqft · $385/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1116 76TH STREET NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1116 76TH STREET NW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1116 76TH STREET NW FAQs

What would the monthly payment be for 1116 76TH STREET NW?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,290/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1116 76TH STREET NW?+

The most recent tax bill on record (2025) was $5,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $635,000, this home is listed about 60% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1116 76TH STREET NW?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$635,000 runs 144% above the BRADENTON 34209 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of LOKATION · Hubert Pieciak. MLS #A4700810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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